🍾 2022 New Years resolutions 🍾

I’m hoping to double my investment over the next 12months in shares and double my premium bonds.
Get another BTL if can tweak my credit rating ever so slightly.
Donate to charity next Christmas whatever I can really.
Get back into excercise as it’s been too easy to find excuses not to do it.
Stop bloody doom scrolling on the news as it brings me down.

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I need some of these.

First off I plan to stop ditching shares if it doesn’t do what I want it to do in 5 minutes.

Get back to reading, as I’ve not read anything this year that wasn’t in some way stock related.

Get back to gaming as I’ve not really played anything since covid due to overtime at work.

Cut back on overtime at work.

Be firmly in the green by 2023 and have no debt other than my mortgage.

Drink more alcohol.

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This one I would never anymore do as it is simply losing money when inflation rises and the value of PBs don’t. I had some bought when I was born and they are now worth a fraction in relative terms. MUCH rather buy a safe stock than PBs.

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Most people aim to drink less! :woozy_face:

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Lol, yeah, but I really don’t drink much at all. So I plan to remedy that and unwind a bit more next year.

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I usually set myself far too many so I’ll give the basics here…

Saving more - we are hoping to start a family and buy investment homes, so I want to plough as much as I can into these. I did all my emotional spending this week so I can start 2022 off right.

Embrace the outdoors again - I used to spend most of my time outside in all weathers. I’ve lost the ability to get up early since lockdown. I want to get strict with myself at getting up, taking an early cycle, walk, or run.

Start 4 Projects - I love noting ideas down and trying to make them happen. I have 3 I want to kick off in 2022 (build an enterprise web app, a series of Meetup events, learning sign language, and starting a very lowkey side hustle).

I’m hoping the saving and outdoors time will lead to the obvious more investment input and losing weight but I’m seeing these as happy side effects than the main purpose.

I should continue learning Czech so I can communicate with my future mother-in-law but I’ve been advised that not being able to communicate with one’s mother-in-law is preferred :joy:

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Lose 10-15 kgs, 2021 has been exceedingly stressful.
Less stress.
More holidays.
Increase assets by more than 20% through savings, appreciaton, etc.

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Some good ones there peeps :clap:t3::sunglasses:

Pour moi:

  1. MUST get back to UK for first time since 2018 to see my parents. Covid has been horrific for this and it has almost broken me :cry:
  2. Defo need to drink waaay less, well ok maybe just less will do :rofl:
  3. Continue to be more tolerant and accepting of other’s views, options and beliefs.
  4. Learn more about investing every single day.
  5. Welcome Juno back to the forum after a 2 month absence :thinking::rofl:

Everything else is a bonus.

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Juno was on last week!

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2 months absence, there is always one unrealistic goal :rofl:

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He’s been back today and yesterday.

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  1. Lose the pandemic pounds
  2. Lose the pandemic pounds

:balloon:

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No SPACS
No Chocolate
No Crisps
No Investing in Companies based on history and/or trends.

Lose Weight (Not saying how much!)
Lose my poorly thought out investments … (awaiting ‘Green’ or nearly… to sell)

More Saving
More Investing in ‘Stable Companies’
More ETFs

& Generally more of a pre-retirement Get-A-Life-Plan.

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Investing resolutions:
Set up standing order payments to Investment accounts and Pension (done).
No FOMO investments. Ask yourself why are you investing in this company? Are the reasons based on common sense or are you gambling?
Life Resolutions:
Last year i decided to stop consuming so much news and dropped all Social media and i will be sticking to it, i can not tell you how much better i feel about life since doing this, i look at the headlines when i get up and watch a small amount of TV news, i don’t go near newspapers and try to avoid any clickbait websites, which is hard but always try to ask what are the real reasons this is being written.
Try to do stuff i have never done before, be a bit more adventurous.

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@Barbellion - I haven’t consumed the news for over 4 years now. I used to read it then watch it, often twice a day.

If I hear of something, I may check it out, or very occasionally watch it after a programme. Otherwise I don’t bother. I don’t think it’s entirely sensible but it certainly has made me more positive and I don’t feel “out of touch”.

I’m one of the weirdos who has never had social media ever, so I’m with you on that. My better half is cutting down on his too.

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Love the harvesting vegetables goal. Just cleared my garden and thinking of doing this also.

Good luck with your goals too!

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We’re going to be a svelt bunch if we can stick to these goals aren’t we!

image

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I’ve been growing veg for years, love it. There is something very special about serving up dinner and all the veg on the plate was in the ground only a few hours before. Or minutes if it’s something like a stir fry… I’ve already sowed onion seed for this year.

My goal for the garden is to increase biodiversity. I’ve been working on this over the past couple of years and the front garden is next to work on. I’ll need to strip the turf and plant summer flowers. Sounds simple, but actually quite hard work. So it’ll be done a bit at a time.

Investment goals are to continue to increase investments by a steady amount every month. I’m working with £50 as a minimum amount as that fits with monthly budgeting. If it works out as planned, then I could have dividend income of over £100 by the end of the year.

Personal goals - I’m becoming more unhappy at work, so it’s either sort my head out, say something to the manager that’s causing the problem, or find another job.
I also want to see if I can get some of my writing published.

Disclaimer - These are not resolutions, they are goals, and I’m not going to beat myself up if they don’t work out.

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I also want to see if I can get some of my writing published.

These all sound great. What do you write?

Stories! Fantasy and Sci-fi. I’ve been self published before, years ago, but it needs a more professional approach now I think. So, polishing up some short stories to submit for writing competitions, anthologies and the like. And working on polishing a longer piece for submitting as a full novel.