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A post was split to a new topic: Incorrect portfolio value after purchase?

Hi everyone…:blush:…im new at all this & im totally lost on the whole thing…:frowning:…ive paid for some shares but thats the end of it all for me…do i have to sell them to make money or pay more money for them…:thinking:…ive not had any change in my account & im so confused…i just thought id have to buy stocks & just wait to recieve any earnings…:face_with_hand_over_mouth:…i know u all will probably think im a bit daft but i dont understand all the big words to explain it all…:frowning:…i would appreciate any help with this topic…thank u…:blush:


12 posts were split to a new topic: What should I invest in first?

Before investing, what savings steps should you take first? Cash savings? Pension contributions?

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Take a look at r/UKPersonalFinance’s flowchart:


What would happen to my shares if freetrade stopped trading ? Also how do I receive my dividends does cash just appear in my account ?

You get an intercom notification when a dividend is paid. It’s planned to have an item in the activity feed as well.

Know your first question had been answered a couple of times but can’t find a link atm. They’re safe as they’re held separately is the short answer. But they aren’t going to stop trading.

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So the money from dividend will just appear in your account automatically on the date it is due to be paid ?
I wasn’t think they are going to just stop trading and run with my money but if companies go bust and just wondering how I would get hold of my shares if that did happen would i need to take note of a certificate number in order to transfer them to another broker ?

It could take a few days after the due date depending how quickly the company sends it, if it’s paid by cheque etc

Found it. Earlier in this thread


The key thing is that your investments are safe and secured by FSCS, who as far as I’m aware are actually very quick to resolve these things, so you wouldn’t have to wait ages to get back your holdings.

But in the unlikely event of Freetrade failing I think another broker would buy the client book so your assets would move over to them.

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Hi there, noob question here. If I buy shares in a company through here, am I entitled to things like listening in to investors meetings, share holder perks, voting where applicable, etc? If so, how do I go about proving ownership?

I’m sure there is a lot of variation between companies, but in general?

It’s really cool, you get a direct message telling you the dividen you got and the cash just appears in your Acc when it’s awarded as cash obviously. I got my first one recently and it was awesome :sunglasses:


Jesus that is a scary amount of assets to momentarily be floating in the wind. Crazy.

Evening all! Stocks & Shares ISA question here.

I note the following from a Freetrade blog post:

  • You can only contribute to one of each type of ISA each tax year.
  • Based on the current rules, you can keep as many ISAs as you want open.

My question is on the specific definition of “contribute” in this. Does this only refer to depositing cash into the Freetrade ISA account? Or does it also include any one of: buying shares, selling shares, receiving dividends, buying shares with received dividends or withdrawing cash from a Freetrade ISA?

I am intending on depositing a lump sum of cash into the account before the 5th April with which I will buy/sell shares in the next financial year. I do however want to keep my options open for the next financial year and don’t want to prevent myself from opening a new Stocks & Shares ISA with a different provider in the coming financial year.

Thanks in advance,


Unless I misunderstood, which wouldn’t be the first time btw, a contribution refers only to depositing/ transfering money into the S&S ISA.

Once inside, according to current rules, you can buy individual stocks, ETFs or Trusts. The proceeds derived from either received dividends or through capital gains on the sales don’t count as contribution to the S&S ISA. And they are tax exempt forever. Or at least till some government decides to change the rules.


Raul, thanks for your reply.

That is what I thought (and hoped) and it is nice to hear it from another source. I guess the key point is that the whole Freetrade ISA account counts as the ISA, cash and all.


Yes, perfectly acceptable.

Forgive me if this question has already been asked .

I know when purchasing US stocks there’s a 15% tax, Regardless of being in an ISA or not .

But being in a ISA and purchasing ETF’s , do you still get that US tax ?
I’ve noticed some ETF’s have some US stocks in them and some entirely US .

Also are all ISA dividends tax free if they have US links , I presume you still acquire dividends from ETF’s like you do from individual stocks .


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Can Anyone answer this question please :point_up_2: :+1:

As far as I know there’s no tax on US stocks. Certainly didn’t appear on the CREST note

The ISA makes no difference to the tax on dividends as it’s a US charge

You get dividends from ETFs but you can’t buy ETFs domiciled in the US. EU domiciled ones will have that tax taken off before they send the dividend so you won’t see it

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