I didn’t realise the 3% interest gets paid into your ISA after you open one. As all interest is earned from your balance on the GIA, doesn’t it make sense to have interest paid into the GIA account?
After chatting to Customer Service, there are no plans to make it possible to choose where interest is paid. It will always be the ISA if you have one, only fix for me is to close my ISA later this year if not added.
Give us a choice where interest should be paid.