Budget tips

A couple of tips that really helped me when I was saving for a house deposit:

  1. Have a separate account for day-to-day spending and bills, investments etc.

  2. Avoid using cards. I used to withdraw £200 a month and divvy it up into £40 a week, so I wouldn’t touch the rest of my earnings.

However, I was pretty much living on Space Raiders and noodles at the time, which is not advisable.

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