I remember buying what I thought was a multipack of space raiders only to get home and find it was a massive bag, had to eat the lot, but then couldnāt feel my tongue for about 3 days 
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@Kiava my take home pay is approx Ā£2,000 a month. Iām in my 20s with no kids.
I always āpay myself firstā which involves Ā£200 in savings, Ā£550 in investments. Then I live on whatever I have left.
The below is my average monthly expenses. If I have an expensive month such as car repairs etc, then Iāll cut out something else like food and drink out. All of the below expenses are 50% of total. My partner covers the other 50%.
Mortgage = Ā£350.
Petrol = Ā£80 (live 10 mins from work, mainly cycle, petrol expense is predominantly for weekend trips).
All house bills = Ā£160. (bought my first house in Nov 2022, bought somewhere small and cheerful to keep costs down - council tax band B).
Food = Ā£240.
Spotify = Ā£5.
Food and drink out = Ā£40.
Phone bill = Ā£11.
House maintenance (DIY) averages around Ā£30 a month.
Personal care (gym, hair cuts, running shoes etc) around Ā£35 a month.
House insurance, car insurance etc is paid from my savings in a 12 month lump sum as itās cheaper than paying monthly.
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Thats very impressive for anyone never mind while you are still in your 20s.
As long as you make space and allowances to ālive a littleā once in while (you really need to while you are young) then all sounds very good.
Put life first, but one eye on the future is always good too.
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