Do you / will you use ISAs?

I’d be happy if they just took the fee(s) monthly from the linked bank account - perhaps this is an option? Would require a direct debit or the promised open banking integration I guess. Same problems will apply to Alpha when that comes out, and I guess trading fees too - in theory it’d be best if all of those were not taken direct from the ISA, for people who max out their contributions. For people who don’t max out their ISA contributions, it doesn’t really matter.

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