Doubt about the ISA account

First Time Investing šŸ£
30

I was looking at transferring my GIA to an ISA.
Something I didnā€™t realise and I reckon there are others in this position.

For arguments sake, say I built my GIA up to 10k in US stocks. I didnā€™t think I would reach the capital gains threshold so thatā€™s why I went for a GIA (I am still nowhere near that threshold) and I could save the Ā£3 per month.

What I didnā€™t take into account here was the exchange fee FT charges when you have to sell everything to then put it into an ISA.

So with Ā£10k Worth of US stocks that would be a Ā£45 charge to sell, + Ā£45 to re buy within the ISA. So Ā£90.

Thatā€™s not far off 3 years worth of ISA fees.

Really donā€™t think this is clear to most people or beginners like myself.

Edit: the option to be able to hold cash in dollars would be incredibly useful!

Have I missed something?