No worries. The main barrier was cost not only per trade but also punitive costs for lack of trading, exiting, etc. It just wasn’t viable with the little speculative capital I had to envision making any kind of worthwhile returns commensurate of the effort of onboarding to incumbent brokers.
With crypto, the only barrier was figuring out how to get around SEPA transfer costs because of the fact that Coinbase didn’t have an active GBP account. A few YouTube video tutorials later and boom near feeless crypto trading when using GDAX. Furthermore, when your peers are hyping/talking crypto increasingly as well as BTC popping up in lecture slides it brings up the intrigue and down the inattention.
What’s changed?
First of all, before Freetrade, I discovered affordable roboadvisors such as Wealthify and Moneyfarm and I was initially set on either of these two.
Secondly, I then discovered Freetrade somehow and the rest is history.