☑ [Feature Request 🔧] ISA - Individual Savings Account

I have a cash ISA with Skipton. You can have a stocks & shares alongside can’t you?

I’m only just getting into saving and making my money work for me at 30 :see_no_evil:

Lived paycheck to paycheck before now.

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That is absolutely the case! You do not even need to have the same provider for that :smiley_cat:

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:+1:

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Now this looks rather nice :heart_eyes:

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That looks fantastic

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So, the news is out :eyes: Guess it won’t be too surprising to all you well-informed folks here :joy:

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Looking forward to it!
Probably a silly question but if I use the stocks & shares ISA, is the £11,700 capital gains tax allowance no longer allowed or can you have the ISA & the allowance? I’m guessing its just one or the other? :grin:

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  • If you haven’t contributed to a stocks and shares ISA this tax year, you can open one with Freetrade as soon as they’re available.

To me it sounds like “it will definitely be available before 05.04.2019” :eyes:

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Your allowance sits apart from your ISA, so you can have a tax-wrapped ISA and have your allowance too.

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I’m very happy to be closing this topic, here’s the news about ISAs :smile: