Freetrade vs Vanguard SIPP funds ?

Hi @reno

Welcome to the community :ocean:

I passed the same threshold and decided to have my money with Freetrade rather than Vanguard because it would only get cheaper as it grew.

There isn’t a target retirement age product from Freetrade and these funds are vanguard exclusive, there is however the ability for you to do you own thing and save management fees.

Depending on age and risk tolerance you could invest a pct in UK Gilts and set that to auto renew every month with the rest in VWRL/VWRP. This is basically what vanguard do for you.

Worth nothing that there isn’t a draw down feature at Freetrade yet so if you’re closer to retirement age then it might not be suitable.

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