You make great observations and points (I guess it’s a case of wait and see how long it takes for freetrade to mature) but on this point you made I think you’ve drastically overestimated how much time people have.
It’s all great and fun building chats and spending time analysing stuff if I’m single in my 20s… but would I rather do that or go hiking with family as I get older?
Time is extremely valuable, that’s why people pay others to do that crap for them