I do take some risks, I backed Freetrade before they even had an app
But I like to balance that with a diverse range of estabilished large caps
I do take some risks, I backed Freetrade before they even had an app
But I like to balance that with a diverse range of estabilished large caps
But its doesnāt have to be as black and white as that, either risk adverse or a risk taker. You can have a fair amount of solid investments with a % allocation for the type of stock thatās flying at the moment. Thatās my approach anyway.
No itās not - both figures are there - 19 years of the FTSE100 with and without dividends reinvested.
It does annoy me when they donāt include inflation, as that nearly wipes out a lot of returns
Better than a bank yep. But absolutely not worth my time with whatās on offer elsewhere
Those figure assume you went all in at was pretty much the all time high though, youād have got much better returns with an averaging strategy or even by just not being the unluckiest investor in the world
Yes feeling the same way not sure what with the markets
Mine has actual moved up today
Interestingly mines at an all time high, albeit not all time high gains but Iāve reshuffled my portfolio a little throughout the lockdown.
should have invested in the Shopify one
Sadly you find that people are buying these tech stocks with no idea how they are actually valued and 15+ years of experience tells me they will eventually get burned.
I am approaching this issue similar with the first law of thermodynamics (energy will not be lost but transferred to some other form). So If eventually those tech stocks do pullback, the money must go somewhere right? If you keep buying global diversified fund like VEVE and VFEM and global aggregate bond (VAGP), some/most of that money will go towards your other fund. Not sure this thermodynamic principle can be applied to Stock market but yeah, hopefully one can see some kind of resemblance.
Interesting analogy, but the stock markets arenāt a closed system, so the money is crossing the boundary into cash, stuffing mattresses, paying off mortgages etc. Still, as you say, buying low cost globally diversified funds is probably best for most people. (Not advice, DYOR).
but the stock markets arenāt a closed system,
I was comparing that with only stock market, but rather the whole global economy, hence the inclusion of Global aggregate bond.
Paying mortgage for example will give the banks profit.
Yeah, the global monetary system is a closed system, near enough anyway. Paying off a mortgage likely reduces the banks profits as they earn on the interest and ability to loan out the money. It also cancels out the credit that was generated when the mortgage was created.
I have a similar Investing Skyline graph
Mine has, only because I had TSLA and I sold it when it hit 1000 dollars. Who knew about the rise even after that. Well Using that money for a house deposit so it did help me and cannot complaint. Leaving that everything else is small and pretty useless.
Mine has settled down somewhat but as a budding long term investor iāve found i like it that way! I cant be dealing with wild fluctuations in the market constantly. - however, Nio and Boohoo have been spicing things up of late.
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