Yeah, I had some of my own cash in rate setter just to get the £100 bonus. I’ve withdrew most of my funds from my ablrate IFISA and have £1k or so left in moneything which is currently tied up in bad loans (although they’re supposed to be settled in the early part of this year). P2P had been a good little money earner for me, and even if I had lost the £1k left I would still be up a good amount over last few years. Like you I’ve decided that there are better investment opportunities now the likes of matched betting and P2P are drying up.