So, I’m very close to simply liquidating my assets and heading to 212. The lack of features on Freetrade (and the paywalls) have really put me off the platform.
Stupidly, I opened an ISA (with absolutely no need for one, I don’t earn nearly enough from my stocks to need the tax break). There’s no way to convert this account back to a non-ISA. Why?
Furthermore, what would freetrade do if I simply cancelled the card that auto-pays for the ISA? Would they close the account or would I just end up having an ISA for free?
I think it’s ludicrous that you’re essentially locked into the ISA even after 12 months.