I had Admiral and offloaded 50% of my holding as it was totally overbalanced in my portfolio. Given how much the price is increasing now, Iām absolutely kicking myself!
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Itās rare that I sell and when I do, I try not to look at the price of that stock again, otherwise I too would be kicking myself 
And now, youāve gone and got me tempted to look at Admiralās price 
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Admiral seem to be doing great at the moment even when others were crashing it kept rising
Rising tide.
Itāll sink againā¦ its garbage IMO 
I should add, it WAS a good bsuinessā¦but clearly it is struggling.
They used to advertise on UK television all the timeā¦this seems to have ceased all together, certainly I havent seen anything of late.
Also heard stories of very uncompetitive quotesā¦and even sales people admitting they are struggling.
It may turn aroundā¦but there is MUCH better out there cough LGEN
$PBR is my biggest dividend payer, and as always the dividend is late on freetrade (a week now 
).
How many of you are holding Brazilian shares?
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Itās worth noting that as nonlife insurers ADM and DLG are a bit different from the likes of LGEN and AV.
I have a Terry Smith-style aversion to financial sector and banks in particular:
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I donāt like banking either, but LGEN and other insurers are different in my opinion.
Leverage is not the worst thing in investing, if you look at the property millionaires around the U.K. all of them use/used leverage. The capital allocation is the critical part. If you get the leveraged capital and allocate it wisely(like insurers and property investors), you are set for success. If you otherwise allocate it poorly, you can be at a difficult situation where your return is less than your principalā¦
PS: Warren Buffet created some whealth using Geicoās money.
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Oh dear, my bad on that score 
. But yes such a thing is hugely frustrating.
Yes, I have LGEN as well, in quite large quantities. Not as much as I did of Admiral which was an initial over-enthusiastic purchase at the beginning of my investing career, hence why I wanted to sell some of it off. I just wish Iād done it now rather than when it was just under Ā£25!
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Understandable. Sellers regret can be a big thing with investing, but you have to focus on where the proceeds are invested and where that will be in x years timeā¦short term focus isnt helpful in the long run.
But take your point completely. Iāve sold plenty too earlyā¦and still torture myself looking at the current pricesā¦then I have to refer myself to my first paragraph
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Yes ever since we talked last time when everything was going in the red admiral has stayed positive.
We shall see tho how it does.
I would add a few of my friends have admiral as car insurance saying it was the cheapest for them, cheap doesnāt always mean great I know this from experience with mce insurance.
I was with them for years and they collapsed out of no where.
Also when I do a contents insurance quote admiral seem to be coming up best for me as well for the home.
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Hehe I done this with Rolls Royce but I canāt really complain because I was already in way earily before the boom so I made my cool wee Ā£100 profit from my really small portion invested into it and then never bought back in when I got the isa.
Its probably one of those ones Iāll get to again once I have got by Christmas and had a few months at my isa etc
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They might come good againā¦but theyāve been terrible of late and Iām not convinced its over.
Just a passive observation.
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Yes all I have done is hold I donāt have a big holding anyways like 8 shares baby haha but their up almost 18% so canāt complain
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Like every stock, no matter my thoughts, I wish it and its investors, every success.
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Big dividend! Who are they? Are they in brazil!
Yes, but are trade as ADR on the NYSE in USA, so are trade in dollars.
They are a giant Brazilian oil company, partially owned by the government. There are two tickers $PBR and $PBRA, the last one is a preferred shares, usally a bit cheaper than the normal one
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5k invested start of 21/22 tax year and same start of this one
Highest its been was a fiver short of 11k
When I started I had no idea what I was doing and bought any old guff, now Iām slightly wiser Iām more investing in dividend stocks
I know I could have made more in interest 
Iāve held plus500, pennon and whitbread in the past
Vodafone is a shocker but Iāll be holding them
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Thanks sorry for late reply. Life and work!