@acamp
This keeps dropping in/out. Can you take a look please
What apps do you guys use to track dividends?
I need much better visibility of the dividend calendars, latest announced dividends and possibly other related metrics. Trading apps are notoriously rubbish at this, and FT is not different IMHO.
Cheers,
Just for dividend notifications, I use DividendMax: DividendMax - notifications, declarations, forecasts and tools for UK private investors
You can open a free account and just add your investments to Notifications and you’ll get an email whenever a dividend has been declared. Easy to update too, eg if you sell or want to add to your stocks.
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UK top dividend stocks
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Stock Events.
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According to Stock Events, I’m altready on £100 dividends per month (average). I’ll have to wait for all my new quarterly payers to go ex-div to actually see it. Yes!
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Nice I also just cracked the £100 per month average with the release of the RIO and HSBA divs. So far I’m forecasting to get £1204 if I don’t buy anything else and £1210 for next year assuming the dividends stay the same. I tend to see ~ 2% growth from my monthly investment, so currently I’m forecasting that in 2025 I would be on track to get £1475. I’ll set my goal to be £1500 and see if I can make it. So far my trackord will be £806 year 1, £986 year 2, hopefully ~£1300 year 3 and breaking £1500 year 4. I’ll update when the final year end results come in December.
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The interesting thing is that SE shows me a forecast of £1,207 for 2024 using stocks for a total value of just 16,211
.
That’s a nice 7.4% yield.
Not sure about my projected income for 2024 but end of last year, I was at 6.1% yield.
I’m happy just to keep it above 5%, which seems sustainable.
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If FT launches an Lisa before I turn 40, I wouldn’t mind starting a separate income pot for retirement.
I like the idea of combining a bunch of trusts such as NAIT, CTY, HFEL etc at near-real world weightings.
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7.4% of the part of the portfolio allocated to high income stocks. much less for the whole portfolio.
I don’t think I’m getting the balance right at all. It would make more sense to re-purpose a far larger chunk of the portfolio (if not all) to capital accumulation on steroids for at least 10 years.
There’s no right or wrong, just what you are comfortable doing, though some would argue that growth, not income is the way to go.
If you’re still accumulating, perhaps with your next investments, go for growth and build that side up.
Most of my portfolio is in growth, I don’t intend to let the income side be more than 30% of the total.
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Yep, the adjustments are coming :).
Some of the high income stocks have potential for a significant appreciation , so I’m not rushing the transition and keeping an open mind. The earning season is definitely helping.
It seems a reasonable allocation to me. With 10 years to go, you may even want to raise it – especially as you get closer to accessing it.
I worry that a lot of young investors seem to go all in on dividends these days despite having decades to go before drawing any income.
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7.4% yield is pretty nice still. That will double and redouble every 9 yrs…so reinvesting high yield creates its own growth and will likely be more predictable and less stressful than trying to pick specific horses and hoping they win…
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ISA Dividends for February:
[Context - Portfolio size around £67k, been investing since 2015]
No real movement in the share prices, which makes a change from prices dropping (!) but as this is my dividend income portfolio, I’m not too concerned about growth (apart from growth in income).
Progression over the years:
Current yield is around 5.9%.
I offloaded one investment this month, a small holding in Persimmon (PSN) and added the proceeds of that sale to existing stocks.
Hope you all had a good dividend month! 
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Out of interest Weenie, have you spoken with Freetrade regarding WHT, I note you have Target healthcare.
I raised a ticket with them last Friday regarding no notifications for reclaims since November and what appears to be the recommencenent of WHT tax being applied. I have heard nothing despite chasing.
Hi @AdamS
Target I hold with another broker so I don’t have an issue with those dividends.
Primary Health Properties is a REIT I do hold with Freetrade and I seem to get paid two dividends on the same day - the first one with tax withheld and the second one with no WHT, but the amount seems to match (though not quite, sometimes a bit more, sometimes a bit less) the tax withheld in the first dividend.
I don’t think I’ve ever logged a ticket on this as it always seem to be addressed at some point (there used to be a longer delay in receiving the ‘second’ dividend).
Yes I suspect that’s to do with PID etc.
I’ll give them until next week and sadly if nothing comes back it will have to be my first complaint. The disappointing thing here is that they had rectified it, so I’m not sure what’s gone on for it to revert back.
EDIT: They hadn’t rectified it, upon rechecking, where WHT wasn’t applied it was non PID
depends on what is being paid out PID Property Income Distribution are paid out of the companies tax-expemt profits so you get taxed
they may also be paying out normal dividends along side this hence the 2 payments