Thanks for the reply Jase- much appreciated. I will definitely be using Apple Pay going forward to avoid this, although so far this is the only ‘issue’ i’ve noticed. The application user interface is certainly well built and for the minimal to none-existent consumer costs, this is a small concern.
But yeah, I feel like an API would really help to minimise any consumer concern and as most FinTechs have had this in place for quite awhile, I feel like people just expect real-time payment rails.
Chris (all views expressed are my own)