Why not do both? I’m gradually rebalancing in favour of ETFs as I bought far too high a proportion of UK stocks at the beginning but I’m not selling any of my stocks other than reducing holdings in ones that I’m extremely over-balanced on, I’m simply buying ETFs with a view to the portfolio rebalancing over time. I’m buying mostly S&P500 but also some other ETFs as well such as USDV, GBDV to add onto the holdings I already have in FTSE, European and Emerging Market ETFs.
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