To second the excellent previous replies, with a growing family (jeez, I’m with you in that) spending time and emotional energy over individual stock picks makes little sense, in my opinion. Assuming you haven’t got a 20% credit card bill (I’m sure you don’t) max out your various tax reliefs in which ever way you want. I just do a few indiv stocks now, more out of interest and because I work (very roughly) in that market place so nice to know broadly what’s happening. ETFs are fabulous and low cost, but really dull!
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