For my sins I’ve an ISA with Hargreaves Lansdown who charge 0.45%.
Why? I wanted to buy into Fundsmith. But going direct with them was £100pm minimum which at the time was too much (HL minimum is £25pm). The Fundsmith charge is 1.05% direct or 0.95% via I class shares which are available through platforms like HL. But since the fees are taken from income it’s hard to notice.
But I also prefer open ended funds like this to ETFs, which you can’t do with Freetrade.
But now I don’t want to transfer out because that’s expensive, for now at least.