Your FT account is the same as any other bank account. You have, it’s all your money so you’re not getting a refund, it’s just a withdrawal. Withdrawals take 3-5 working days so if you requested it after hours on Thursday it’ll be cleared by Thursday next week at the latest.
You can change your linked account but I believe can do this for security.
These funds aren’t in my withdrawal cash, it’s sat under pending bank transfer
I need to speak to support to resolve it or it is automatically returned in 5 or 10 working days
Would be good if I could speed it up as the funds had an intended use, I don’t mind switching accounts with Freetrade but I have a pending withdrawal to the other