Why is it delusional to aim high? In particular when many people made life changing returns in 2020.
No-one knows what 2021 will bring. Global QE, continued low interest rates, vaccination programs, brexit affect, $2000 stimulus cheques, market recoveries etc etc. It’s not going to be a normal year.
If investors accept the risk that comes with trying to hit high returns, then I say good luck to them rather than patronising them. Each to their own though 
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