Thatās the update I updated before I posted lol and I never opened the app again today was planning some buys but didnāt bother with half the stocks saying random stuff
Maybe a silly question but here I go. With market cap do I always have to go find the outstanding shares to just to a quick calculation to see how much just got wiped off a stock.
Or can I say if the market cap is worth 6 billion currently and the share price just dropped 4% out of nowhere, could I say 240 million just got wiped off that company?
I imagine both ways would workā¦but how up to date the market cap info is would be questionable if you wanted an exact amount.
Why you would, I have no idea 
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Itās fun to see how much a company has gained or lost in one big go, interesting yes quite
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We all have our own ideas of fun
All equally vaild my friend 
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All good with me.
- re estart your phone
If still same
- go into apps and clear Cache on FT app
One of them should do itā¦i know you already updated the app
Only other thing would be if you have an old software version on your phoneā¦so update the software on your mobile device too. (Ie update Android or IOS for Apple).
Is your phone very old maybe?
Let me know 
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I just replied to celia on the other thread and said the same I think I need to start fault finding and going through the usual steps Iāll let you know how it goes.
Thanks
@Bob1 kinda nuts after the restart I looked at berkshire it had a sharp dip and then almost a straight line but little wiggles up and down for todayās range.
So I went and cleared the cache files of both and now itās showing completly doff graphs lol hopefully the right one. My phones near dead I heavy used it before work this morning an unusual morning for me so Iāll have a check when Iām home after work.
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Good evening 
-
As usual we selected for you the best articles published in the past few days 
:
Invest Wisely:
A deep dive into credit investing
Compounding with no taxes - Accumulating Vs Distributing ETFs
Asset Allocation Isnāt Magic
Asset Class 5-Year Sharpe Ratios
How Time Horizon Affects the Odds of Equity Investing
The 20 Most Common Investing Mistakes in One Chart
Stock Market vs. GDP Share, by Country (1900-2022)
Factor & Active Investing:
Breaking down Elon Inc.
Dimensional Co CEO on the Future of Fund Management
We are All Quants. The New Era of Systematic Investing
Quality factor: for the long term & Today
Technology Spillover Impacts Stock Returns
ETFs & Wealth Management:
Vanguard takes final step to exit China
Bitcoin ETF, Target Date ETFs with Corey Hoffstien
Visualizing the Pyramid of Global Wealth Distribution
The UKs graduate wage premium is shrinking
How AI chatbots like ChatGPT or Bard work ā visual explainer
Lifestyle:
These 12 Tax-Free Countries, Youāll Never Want to Leave
Ranked: The Foods With the Largest Environmental Impact
Digital nomads: rising number of remote workers
Elon Musk & UK Prime Minister Discuss AIās Global Risk
Enjoy the week-end,
Francesca from BoW Team 
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" A team from the Chinese solar technology firm Longi set a new world record of 33.9 per cent for a silicon-perovskite tandem solar cell, breaking the previous record set in May this year by King Abdullah University of Science & Technology (KAUST) in Saudi Arabia."
āThe theoretical efficiency limit of silicon-perovskite tandem solar cells is 43 per cent, however this level is unlikely to ever be realised on a commercial scale.ā
"According to the researchers, the next-generation panels will be 50 per cent cheaper and 50 per cent more efficient than traditional silicon cells, however the efficiency rates will still be a long way off the levels achieved in the lab
UK startup Oxford PV, which is a spin-out from the University of Oxford, is already in the process of commercialising the technology, with hopes of beginning full-scale production at a German facility later this year."
Do you know what really annoys me about the UK is the fact that if youāre a good saver you get punished for it. So if I save and donāt really live my life because Iām trying to achieve a goal and something happens to me I canāt go claim benifits.
If person B earns more than me but spends it all on cars etc holidays and all that so that they donāt have a penny spare their entitled to full benifits even though they have more than me and have lived better than meā¦
Cool system bro. Then when you go to claim benifits they try preach to you that they donāt want you on benifits and want you to work.
So if you have any sort of illnesses which cause you to be on and off work throughout the years good luck trying to live. The only way to play that system is to leave yourself broke so that you will always be entitled to benifits when things go wrong with you or else you will just be in a perma loop of shit.
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And wait until labour get in power next year
Tax everything!
Benefits for all !!
Socialism rules
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Right what happened to me now, i canāt work for a month, at least. For them I have to much in investments to claim universal credit, so i have to take only the sic pay 109Ā£ a weekā¦
Ps: because I been good in saving in the last 2 years, no like others 
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The benefits system is a safety net for people when they become disadvantaged to avoid destitution. If you have money then you are not destitute.
The state currently set a lower limit of Ā£6000 and upper limit of Ā£16000 so if you have less then 6k you should be able to claim and a reduced amount above this until 16k where you are likely to get nothing (sorry about the double negative).
Remember that any money distributed is not government money this is all of our monies (i.e the tax payer). A reasonable system should be in place and is a sign of a civilised society that we help others in need.
Im not taking sides of who, how, when an individual should make a claim and Iām sure improvements in the system can be made. I am just thankful that there is a system in place. I think outside the western world then most disadvantaged people are reliant on family to support them and not the state.
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Yes we know why the system is in place but the statement I was making is others who are getting benifits could of just spent 10k on a massive holiday then bought a new car then they brake a foot but because they have less than 6k in the bank they get full benifits.
What we were saying people who donāt use their cash for holidays new cars etc aka luxarys and living get punished.
So that person now needs to pay full rent bills etc out their money where as the other people get the tax payer to do it then return to their erratic money life with their job where they spend every penny they get.
Its a flawed system fact and thatās only half of it then theirs PIP donāt even get me started on the amount of people working who faked it and get full PIP
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Absolutely spot on
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Itās not about politics itās simple, as @Coolsmp said itās a safety net. I think youād struggle to find anyone who is on benefits and paying Ā£10k for a holiday the ordering a brand new car.
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Playing devilās advocate, one could argue that its their rent, bills, etc then why should someone else pay for it. @Kiava I recently bought a new car which cost a lot money so iām going to ask you if you want to pay my mortgage this month. I think thatās fair dont you?
I am of course being pedantic. Iām not saying the system is perfect, far from it but thats just the way it is currently setup. There is always going to be bad actors who take advantage of any situation but that it true in any walk of life.
You could also argue that government put far more resources into benefits fraud over corporate fruad with an uneven distribution of return when benefit fruad is insignificant when you compare it to its corporate big brother.
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I get what others are saying and itās far from a perfect system but a line has to be drawn somewhere and the current limits seem relatively reasonable to me.
Itās worth noting that some benefits, such as Pip, are not means tested in the same way.
If people want to avoid having to dip into savings, as I understand it, they could put it in a pension then it doesnāt count towards the threshold.
Iām dead against this sort of attitude. Iām entitled to Pip but never applied. Partly this is because itās such an uncompassionate system. But another part of it is public attitudes like this.
Some disabilities are hidden.
I have a life-threatening health condition but you wouldnāt know from looking at me. I think itās wrong that disabled people are judged in this way, eg for having a blue badge while being able to walk.
According to latest statistics, the rate of fraud for Pip was 0.2% which suggests itās nowhere near the scale of problem that you describe.
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Wait until you hear about the billions of Ā£s siphoned off to cronies and tax evasion.
Do you have first hand experience of this scenario or have you just made something up in your head to be annoyed by ?
Divide and rule lives on.
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