Is he really challenging your thinking?! It’s basically rambling hardly challenging.
https://x.com/JavierBlas/status/1878830699354165329
OIL MARKET: After meeting President Trump in Mar-a-Lago, Alberta Premier Danielle Smith says Canada should prepare for 25% tariffs starting on Jan 20 on all US-bound products, including on crude oil.
“I’m not expecting any exemptions,” she told reporters | #OOTT #Canada
Most US-refined crude is imported, especially from Alberta’s oil sands. Gas prices going to go up, bigly.
1 Like
Not one from UK,I find that surprising
What does the sale of Freetrade mean for our investments?
It means all your shares will be sold for a fairly low price, unless you got in early.
Sorry, i meant our investments in the stock market, not in freetrade itself
Nothing. It will continue as is.
2 Likes
In my understanding, Freetrade will continue its operations, with the same management team.
Good morning 
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As usual, we are back and as usual we selected the best articles published in the past few days 
:
PORTFOLIO CONSTRUCTION
Market Returns: The Rate of Return on Everything, 1870–2015
PDF Guide: Managing portfolios through equity market downturns
Vanguard: Vanguard guide: moving from 60/40 to 40/60
Bubbles: Seven pillars of market bubbles
EU vs US Stocks: A deep dive
Eurodollars: The Hidden History in 3 Episodes
PLATFORMS
BoW Guide to UK Broker Landscape: Choose Your Broker Tribe
BoW Guide to UK’s Neobrokers: Which Is The Best For You?
Commission-Free Brokers: Are You Trading Or Being Traded?
ETFs
BoW Review Of Global ETFs: Updated with new Scalable ETF
UCITS ETFs Costs: EU funds continue to reduce costs
Fund Flows: The Top 10 ETFs in 2024
ACTIVE INVESTING
Factors: Decomposing market returns
Small Cap Value Video: Is It Still Worth It in 2025?
CTAs: Excess Return Estimates for 2024
Crypto: Trump has financial advisors changing their tune on crypto
Wall Street: How Analyst Job Cuts Are Reshaping Equity Research
Hetty Green: The Richest Woman In America
WEALTH & LIFESTYLE
Financial Independence in 2025: The 3 Early Retirement Checklists
Personal Finance: This Expert Says You Don’t Need to Budget
Rethinking Retirement: Are You Chasing the Wrong Goal?
UK Housing: Should I overpay my mortgage or invest?
The Financial Advisor Checklist: What To Look For (And Avoid!)
Burned Out? Start Here.
TECH & ECONOMY
Europe: How Europe Sabotaged Its Own Economy
Depopulation: McKinsey on consequences of new demographic reality
Financial Entrepreneurship: CFA Institute report
AND ALSO
Japanese Style: 33 Ways To Improve Your Life
Travel trend for 2025: Staying away longer (BoW can confirm!)
And so much more!
Have a great week-end!
Francesca from BoW Team 
3 Likes
An interesting article (in my opinion) for dividend investors.
Here’s another interesting article about dividend growth if you want to learn more.
https://eqi.co.uk/info/articles/eqi-explains/shares-with-high-dividends-good-or-bad-sign
2 Likes
Decent article, but in my opinion it’s all smoke and mirrors describing a simple aspect which is total return.
As a private investor you have to ask yourself the question of will you really hold on to a single position such as coke for all them years watching it appreciate in capital, not feeling the urge to sell at some point during that time? After all it’s a single stock and we all know that single stocks can go to zero albeit unlikely in this example.
A simple index tracking approach (Sp500) will give you the similar results described with much less risk.
The sp500 dividend yield hasn’t risen much, in fact it has fell due to the price increase of the index, however the amount in dividends received each year tends to trend upwards increasing your yield on cost, it’s the same example just in index form.
Dividend growth each year equals price appreciation, you can’t have one without the other.
