Chip says: The end of our 1% bonus referral offer, for regulatory reasons apparently.
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Plum is raising money again Plum | EIS Crowdfunding Campaign | Seedrs
Interestingly, the valuation of Plum is less than half of Chip in their current rounds (£15.5M vs £36.5M) - even though Plum appear to have more users. Though it’s unclear to me whether Plum have more “active” users.
@rod, this is a pre emption right only for existing investors. May not be prudent to share it on the public forum unless it is opened for wider public which is not the case yet
They have recently launched ios app but dont know the details of “real” sign up
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In order to be a registered Plum user and interact with its messenger app, you must link an account. Plum cites 600K+ registered users which beats Chip handsomely and they have better AppStore ratings despite being out for way less time:
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Unfortunately I can’t disclosed but happy to edit/remove my comments about this info.
Whole Finatech valuation is right now crazy and it is difficult to gauge the valuation if it is right /wrong. If Plum is superior to Chip in all the aspects then ideally there should be a stampede from investors to subscribe its share (considering half the valuation) but this is not the case…what am I missing here 
I completely agree with you that looking at reviews and numbers etc, it looks better than Chip…
Disclaimer: I am an investor in both Plum and Chip.
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To be fair, I only knew of this raise from this community and haven’t heard from Plum via email/notification that it’s live so existing investors most definitely aren’t aware of this yet.
Edit: 
dropped in my inbox at midday so I imagine it’ll take some time to filter through to investors this weekend.