My investing started with an employer’s sharesave scheme in late '90s (and some building society demutualisation shares), expanded to some tracker funds in ISAs in the early noughties, then into company shares based on Value and HYP (High Yield Portfolio) strategies from 2005. Nowadays a large HYP spread across accounts in my and wife’s names. So, LTBH, for dividends, reinvested rather than taking at present.