I already had a Vanguard ISA (which I would like to transfer to FT when fees get to £3/mo equivalent).
In FT, I invest 20% of total monthly in 2 ETFs, for medium/long term:
IITU - US Tech Sector
INRG - Global Clean Energy
Iām fairly new to this, and not sure if this is the most effective plan (i.e. donāt take it as advice), but it works for me with limited time to devote to research. I feel that as long as you are intentional with your investments, over the long term you should be ok.
@brightluke no-one can predict what the best ETF will be (annoyingly!). You might start with a stock tracker that is as global and low cost as possible like VWRL and a gov bond tracker like VGOV, bought in a ratio to suit your attitude to risk, goals, age etc.
You can modify the plan in future, but it would be a solid start in my not-a-financial-advisor opinion. Good luck!
Just make sure you are comfortable with the allocations in the IITU. It only contains companies labelled āInformation Technologyā in the S&P500 so misses out many big names that feature in the NASDAQ100 (i.e. Amazon and Google).
But I agree with you on EQQQ. Just a a small issue with the price making it less accessible but hopefully we get fractional ETFs this year to help with that.
Hi Matt, great to hear you enjoyed the call - thanks for taking part!
As Adam mentioned, thereāll stock additions over the next few weeks, which will be a batch of US stocks first, then weāll be in a position to look in more detail at more additions.
We donāt have any more timescales on more ETFs right now, but weāll share more information on these additions when we have it.
On Freetrade I personally like Scottish Mortgage Investment Trust, iShares S&P500 Health Care ETF, and Finsbury Growth & Income Trust.
Give me exposure globally, US health care, and the UK.
I like funds with a good past performance, which is why I have a mix of ETFs and Trusts. If you donāt mind higher fees the trusts could be interesting.
I am trying to invest for the next 10-15 years. Let me know what you end up buying, I always like to compare notes!
Iām currently spread across 10 ETFs, and would like some opinion on diversifying my holdings;
Vanguard S&P500 (Ā£VUSA)
Vanguard FTSE All World (Ā£VWRL)
Vanguard FTSE All World Div (Ā£VHYL)
Vanguard FTSE Developed World (Ā£VEVE)
Vanguard FTSE Emerging Markets (Ā£VFEM)
Vanguard FTSE 100 (Ā£VUKE)
Vanguard FTSE 250 (Ā£VMID)
iShares Global Clean Energy (Ā£INRG)
iShares Robotics (Ā£RBTX)
iShares Global Water (Ā£IN20)
What is everyone else holding? Any advice for someone on a medium to high risk appetite?
(Admins, please merge with any other applicable thread if necessary).
Quite a few of your ETFs will overlap with VWRL. Specifically, VUSA, VEVE, VUKE, VFEM, and VMID. This is fine if you wish to alter the regional weighting (VWRL is about 56% US).
VHYL will also duplicate VWRL to some extent but if youāre holding it for the income then thatās understandable. I dare say INRG, RBTX and IN20 might also duplicate to a lesser extent but like VHYL youāre holding them for a particular purpose.
Can anyone recommend additional ETFs that might broaden my holdings a bit further? Or, should I focus on simplifying my listings down to less than the above? Is there a general rule on ETFs as there are for individual stocks?
Of course Iām holding individual stocks in addition to these, but ETFs seem much less discussed in the community here (clearly not as trendy or volatile as others offerings), however I thought itād be a good starter thread.
Brendon
There arenāt really any rules: buy whatever you want! But you might wish to consider the issue of duplication/overlap. VWRL has over 3,000 stocks from companies across the world and itās only real weakness is that these are solely large and mid-cap companies, so you might wish to compliment your ETFs with something like WLDS to get small-cap exposure but itās not essential.
Personally, I use iShares IWDG as my global ETF but thatās only to diversify away from Vanguard (I have Vanguard funds on another platform, to spread risk). I would be quite content to have just VWRL and WLDS as my main holdings (90%) and put the remainder in āfunā stuff like INRG / IN20 and RBTX.
Ultimately though itās your choice and youāve got to be comfortable with what you are investing in.
iShares Core MSCI World UCITS ETF GBP Hedged (Dist) | IWDG
This is used if you think the GBP will strengthen against the usd which it did.
You can just use Vwrl if you think the pound will not strengthen further.
Pension craft has all of those funds explained with corelation.
The videos you want to watch are from the beginning.