Thanks for your reply Eden. You make a few fair points and I appreciate the information.
This is debatable. Considering that u managed to navigate a sipp throughout a long period of time and are able to make good investments, when the times comes and u can take out the money from the pension fund, you might be better off taking out 20k a year and put it in your ISA account, so that future returns don’t get taxed. This way you would pay the tax on the 20k - tax free yearly allowance, but future returns if realised in the ISA will be tax free.
Nevertheless, your conviction that u are able to transfer the pension fund to another plan that offers drawdowns makes me a bit more confident to choose Freetrade for my SIPP.
All the best