M1 Finance are absolutely awesome if bought to UK.
The UK investment apps are terrible. Like, so awkward to manage an investment strategy.
Invest Engine have the right idea, but you’d need Invest Engine mixed with Freetrade mixed with T-212 to have a useable one platform app.
Simplicity to me =
M1 Finance • for main portfolio
Invest Engine • for autopilot passive
0.15% doesn’t seem to bad, doesn’t say if it’s capped though so competitive up to a point
Obviously very early days, but it makes freetrade look good for me… no instant purchases, all queued orders. No live pricing, limited stock choice, which I assume will grow over time
It’ll be worth me switching my accounts from normal AJBell to to Dodl.
I’d be careful. Many of the stocks and find you might have with regular AJ Hell might not be on Dodl.
Might be an idea to open a Dodl acct to get a feel for it and transfer over some stuff but wait out for any big moves
Yes, I’ll be checking what’s available with Dodl first - might give me the opportunity to rebalance my investments in any case.
Freetrade has to act faster
I wonder if AJ Bell will lower the fees that people are paying on their platform (0.25%) on the stocks that will be available in Dodl?
Doesnt seem fair to offer the same stocks at lower prices? Same company?
I think it makes good business sense for Dodl to deliberately not offer all features or regular AJ Bell.
I think they are quite fund heavy which also might differentiate them from regular AJ Bell.
Would have been better if they just created/updated one big nice app & lowered the fees all round. Or not have hiked up the prices in the first place…
But I get your point.
I haven’t really looked at what they are offering to be honest. I’m on the wait list.
I don’t particularly like AJ Bell but have my SIPP with them which is invested in funds & 2 single stocks.
Crazy 
how to make money like this
The price difference is in platform fees. It seems fine to me to offer different platform fees for different platforms. Dodl will have less features, less choice, and probably inferior customer support.
Apparently it will include some OEIC funds including Vanguard Lifestrategy. So will be an interesting option for those who want Vanguard Lifestrategy but also not be limited to just Vanguard Funds.
Yes I’m aware the stock price will be the same. However I’ll be paying 0.10 extra fee plus £1.50 (fund) or £9.95 (stock) to trade.
They mention they are capable of transfers, so I’ll wait & see what’s on offer.
But yes, your right, it’s definitely looking like a competitor to Vanguard if they are including VG funds.
I’m tempted to switch. Using say HSBC’s all-world fund, the total cost would be 0.28%.
That said, I’ll probably just wait till Freetrade launches a Lisa and hope they accept transfers. 
Conversations on switching brokers away from Freetrade are probably best on another forum like Reddit. Freetrade likely wont hide or delete these posts, but in fairness they should
To clarify, I’m talking about switching my Lifetime Isa from Hargreaves Lansdown. Unfortunately, FT doesn’t yet offer one – I’d switch to it in a heartbeat if it did.
let’s tag the Freetrade team to see what’s their feedback?
