Yes I agree, some of these features are things youād want as a relatively standard option, itās still progress imo. Freetrade started from scratch after all.
Iād generally agree Iād love a faster pace to release some of these things
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What other broker has recently added LISAs and JISAs ?
Also Iād disagree that people didnāt want direct debits, higher trades, etc. but all the reason I suggested we get to specifics
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This is probably my biggest gripe about FT nowadays.
To give you an example, nearly two years after the web app beta was launched, you still canāt buy or sell through the website, which renders it useless for me.
As another example, the Sipp offer has more or less stood still for three years or so.
Jisas, Lisas and mutual funds were said to be a priority but thereās been no signs of progress.
As an investor and early user, I want FT to succeed but this lack of iteration is frustrating and itās becoming increasingly difficult to justify sticking around.
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Any problem or questions I have are dealt with very quickly canāt complain about the service
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Yeah this one I get, it doesnāt really affect me, the only thing to add to SIPPs which generates revenue is drawdowns and annuities which is a whole new business for freetrade. The only current downside being that people will move their SIPP at retirement just now.
The other one being employer contributions Iām not sure on the issues around this one a few people seem to want it.
LISAs and JISAs I know some people have been asking for, have they actually said they were working on these outside of it being nice to have one day?
I think they said theyāre working on mutual funds? I expect this will take a bit of work so Iām not entirely surprised weāve not heard anything yet. However it would be good to see these i think as it clearly separates freetrade from some of the other competitors that might not be able to easily offer these
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Personally very happy with the SIPP and ISA that I have with Freetrade. Looking forward to having the treasuries available in those as Iām not interested in holding outside a tax free wrapper. However most interested in having the JISA and LISA supported as I hold those with other providers and really keen to have everything under one roof. Service for me on the chat has been 100% reliable and quick. However I am frustrated by the delays to JISA and LISA and distraction with crypto when those havenāt been delivered.
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If I remember rightly, FT did list Jisas, Lisas and funds as among the features being prioritised to launch next in a community update last year but itās been radio silence ever since.
I think thatās key, the community seems to be kept in the dark. That update gave me some confidence but with the new tax year fast approaching, itās seem highly unlikely Jisas and Lisas will be available.
I wouldnāt mind so much if weād had interim updates to say weāre still working on this, would like to launch it in 2024-25 and so on. I miss the days when FT published an open roadmap of its plans.
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An good, I couldnāt remember what they said on the jisa and lisa stuff to be honest
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A new version coming this āquarterā supposidly. 
I like Freetrade and keeping itās interface clear is a strong point. I donāt need most of the other products people keep asking for here. Of course, if Freetrade implements them great, particularly if it helps make them more successful. Iām comfortable with them growing slowly. Adding features is not easy and they need to keep their systems and our funds secure.
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Freetrade to me is just your bog standard no bells and whistles platform (with zero desire to innovate, is that down to laziness or on purpose, who knows), geared towards the more passive investor and novices. Which is perfectly fine to target that market but it charges this type of investor a premium which i dont think is value for money. Its not Freetrade at all, its free to trade a large amount of stocks but not all.
The problem they will have is that some of these US companies are now swooping in over here. Your Webulls, Hoods etc. Just more competition (probably more T212 competitors to be fair).
Who are freetrades competitors because T212 certainly isnāt so is it the revoluts and Monzos of the world they are competing against?
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Like yourself?
I ask as you give the impression that you are definitely not a novice investor. Quite the expert in fact.
Salty again are we? Fishing for a little argument? No pronouns? Great contribution again from you i see.
Your a very odd individual indeed.
It was a reasonable question.
I would of said the opposite personally. Most on here seem to see them as the main rival. Both are budget services and probably for beginners or people who want a convenient app.
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Fair point, which then begs the question why one would chose to pay a FT subscription when T212 is free and offers far more in your investing journey. Options trading is the only feature T212 dont offer āas yetā of course, it is on their radar from what ive read.
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I think you have hit the nail on the head of what many long term members are actually saying āwhy chose to pay a FT subscriptionā when others offer so much for free. I only use my SIPP with FT now and as they are radio silence on any future ideas/plans I will probably move that when/if I find a better option.
Paying the top subscription for just the SIPP is not good value so I am looking but want to be loyal to FT as I invested so much in them but not sure if they will change in time for me.
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Another prime example of the lack of customer service.
One of my companies is offering to buy back shares (1/3 of peopleās holdings or all if holding less than 2000 shares) with a nearly 30% premium yet Freetrade refuse to allow customers to benefit from this.
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Thatās an easy one for me. I know where my investments are held. Among a few other things I like.
Cost is not my primary concern, Iām not looking for a free service to trust with the majority of my wealth
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Not sure if you are aware but T212 shares are held with IBKR the largest broker and one of the oldest in the world. Whats wrong with that?
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