Thanks Ethan
Just my view, not adviseā¦ Iād be concerned having cash required in the short term in stocks & shares. I would slowly sell down and put the cash in the weekly auctions for treasury bills building up the four (since they are weekly) pots over the course of a few weeks/months (with an eye on any up coming ex-div dates).
If you managed a fairly even split between the weekly tenders then youād be able to withdraw a quarter of the cash each week (once you know you need it), and getting hold of 100% of it after approximately a month, which would be plenty of time re. purchasing a house.
Decent rate, super super low risk, no messing with other platforms which can lead to delays etc.
All in all, good luck to you and hope you find yourself the perfect property.
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Thanks Mike.
Its certainly a sensible and viable option and I will take it into my considerations.
Thanks for posting.
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I bought my house a few years ago and had to take a chunk out of my ISA investments. I originally had my deposit in (you guessed it!) premium bonds, but when I started looking at houses, I realised that I needed a much bigger deposit, which could only come from my ISA. The bigger deposit was to keep my mortgage payments low and I was glad I did this as my mortgage interest rate went from 1.5% to 5.3% after my fixed rate deal ended.
Anyway, as soon as I knew I needed to sell, I immediately started selling some investments bit by bit, the money being put into premium bonds until needed. All my sales were in profit but as a buy and hold investor, it wasnāt easy, even if there was a valid reason for selling!
Good luck whatever you choose to do!
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Thanks for sharing Weenie.
Still considering all options but PBs are still in contentionā¦like you a slow sale and transferā¦ if i go down that line.
Will mull it all over for a few days 
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Happy birthday Weenie!
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Ohā¦I didnāt notice the cake thingy 
Sorry @weenie , happy birthday and many more happy years of bleeding the FTSE dry through your dividends
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Blob from what I hear the UK has never defaulted since it began. So you would hope that contuined.
I was going to say treasures as well but youāre locked in to 28 days worth and then paid the following Monday.
Easily planned if you are in talks for a house and or say I will be ready for X date and if itās half way through a month and close to you needing it then just donāt add tender in.
You can also keep the tender going and going whike adding to it each Thursday so itās locked in on Friday.
The other few weeks ago I worked out how much I need to put into treasures to not need to do a Nightshift since itās tax free I need less than usual.
I also worked out how much I need to not work turns out itās judt over half a million into treasures a month haha. Anyways tangent.
Good luck and Iām sure we will hopfully see you around and back again. Iām a little like you also I havenāt put any deposits into FT which is my only broker in 3 mo tha coming on 4 but itās because of vechial issues itās 2x bikes with 2x big services, parts etc once I know their out the way Iāll resume.
Kinda kicking myself though when you look at the markets for me itās taken over 3 months to drop or so and a good time for bargins.
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Some food for thought @Kiava thank you.
Im not going anywhere, just taking a backwards step until I decide whatās happening with a potential house purchase (and I have a sneaky suspicion thereās a lot of volatility ahead in the markets - but who knows!).
Although Im selling up to preserve capital, I will be either using those funds to purchase property and starting over or straight back in with the same funds, when the timing suits me better. Either way my FT ISA will live on.
Thanks for the considered response my friend.
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