Junior SIPP

Has anyone have views or experience with Junior SIPP? The gov relief is pretty attractive but the funds will be locked until child’s retirement which is more than half a century. Its very long term investment. Any views welcome.

Junior SIPPs will almost certainly NOT exist in 50 years time.
What they are allowed to turn into has probably not been invented so your guess is as good as anyone else’s.

Giving them a financial education and an ISA to start them off would allow them to make their own financial journey. You can then leave them to plan for their own retirement.

1 Like