Newbie question regarding returns and fees/ongoing charges

First Time Investing šŸ£
1

Hiya,

I have a (probably very basic!) question regarding how FT includes fees/on-going charges in their return graphs. I am pretty certain that these fees and are never really ā€˜seenā€™ as such as they are included when you buy but I wondered if they were included in the returns of the historical graphs.

As an example, if we take something like SMT - for the last year it has a gain of 91.76% but according to the ā€˜costs and chargesā€™ there is an ongoing charge of .69%. My question is does that total return (91.76%) include all the charges taken off or is, as is my hunch, that 91.76% the total increase of the funds price and so your actual return will be less due to the charges incurred?

Thanks for any help! :slight_smile:

2

The fees & on-going charges are taken by the fund managers from the fund itself, thereby reducing its value by whatever %. It is reducing the growth of your investment, but youā€™ll not see an itemized breakdown on Freetradeā€™s end.

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