Research and investment tips

[Kapkina (Alexei)]

For the success of the trading platform, ease and free dealing is not enough. The platform should be the first poit of call for new investment ideas. This requires the platform to provide education, fundamental data, and exchange of investment ideas tailored to the target audience (short attention span, user friendly, not complicated, fun). I am the user of several reseach and trading platforms, I am professional investor and analyst. I am happy help with th development of this offereing, which should create sticky and long tern client relationships.

[Vlad (Vladislav Kozub)]

@Kapkina

This requires the platform to provide education

This has been raised before (to an extent):

@Vlad

Whilst the articles are indeed awesome, the issue is that they are mixed with more general articles on the blog.

Maybe Freetrade could have an equivalent to Monzo University , but of its own?

To ease the resource requirements, you could potentially let the community share interesting creations of their own with you, and publish (with certain modifications and filtrations) what you believe is relevant and vital for new investors to know?

And was supported by the insiders:

@Freetrade_Team

Our view is that investing isn’t rocket science, nor is it easy - it’s a life skill to be learned. Community definitely plays a role here (like the idea of community submissions @Vlad) but we also want a strong voice coming direct from Freetrade.

Also, by looking at the UI pictures on Crowdcube, each security will have basic stats like company description, sector, market cap, revenue, etc. Whilst it is certainly not enough to make an investment decision, the users are encouraged to undertake their own due diligence or invest in popular ETFs / Index trackers instead. For instance, S&P 500 trackers only charge 0.05% per annum, which is negligible, whilst their past performance is about 7% growth in the last 100 years (3-5 inflation adjusted).

@Kapkina

This requires the platform to provide education, fundamental data, and exchange of investment ideas tailored to the target audience (short attention span, user friendly, not complicated, fun)

It has been discussed in Future Competitors thread that being “jack of all trades and master of none” is not the way to go at the moment. There are plenty of other analytical resources, such as TipRanks, Finviz, Stockrow and others who provide good quality insightful data to make decisions upon.

Hence there is no reason to try and replicate such services and delay Freetrade’s very own agenda, which is incredibly ambitious → ISAs + SIPPs + Crypto + EU expansion + Further Expansion + Integration with other entities.

But of course, nothing would stop them to add analytical spectrum into the long-term goals, when all essential features are there for the community to enjoy and take benefit of.

By the way, welcome to the community and it is great to see interesting and challenging suggestions being raised!

[Kapkina (Alexei)]

I am considering investing in FreeTrade. And as professional investor I believe that the value of the company is driven by sustainable superior profitability and profit growth. Sustainability and predictability of cashflow to shareholders is the key here. To achieve the sustainability the Freetrade should have sustainable competitive advantage. Low Cost to clients and lean digital platform is not enough. Clients relationship should be sticky and revenue/client should be as good as competitors. Value added services and seamless execution is what clients want. Free and valuable content generated by clients could be surcharge a competitive advantsge.

[Vlad (Vladislav Kozub)]

Valid points, not arguing with that at all.

But given the Team’s current capacity, there is a lot of prioritisation that needs to take place at start. Especially considering the product is only yet available to limited number of users, the efforts are now devoted to the initial launch and core features that will attract the users to start with.

They do not want to be like Carillion, taking all the work upon themselves and ending up where they did eventually (the analogy is extremely rough, I know, but that is a general idea I guess).

[Jeff (Jeff puckering)]

Will likely need to be quick to invest! But still an opportunity

@freetrade_cal

f dropouts do occur (my OCD there). There will also be people who missed out that Crowdcube can swap in. Contact them if this is you.

Completely agree with your points but as a startup it needs to be prioritised as is explained in the threads @Vlad has pointed to. Need to get the product tip top as it’s not a great strategy to flood a new product that hasn’t been polished yet. I have to say I am very comfortable with freetrades approach to marketing and the roadmap so far

[Vlad (Vladislav Kozub)]

Speaking of the roadmap,

@adam

It’s already in a Trello board and will be released soon. Looking forward to hearing everyone’s feedback.

Very much hoping to seeing it soon as per @adam’s post.

Once it is publicly available, the community could then point out what they wish to have without duplicating what is already there.

[Kapkina (Alexei)]

Completely agree. Growth vs investment is a fine balance.

[Kapkina (Alexei)]

This is a management skill - rapid growth vs investment, capital allocation. NPV of future cashflow to shareholders and accuracy of prediction is the key metrics to manage.

[Vlad (Vladislav Kozub)]

As we all can see, given the Crowdcube funding outcome recently, it is certain that all the investors have trust in the Team that got so far in the last 2 years, and seem competent to manage safe growth and capital allocation going forward.

[Woody93 (Jacob Wood)]

Useful read this morning - another reason to take advantage of U.s. tech stock exposure through the app February's market rise means the best start to a year since 1987 | Finimize