Roboadvisors vs GIA/ISA

£9000 * 0.004 = £36. Millennial investors are unlikely to be starting with £9000 lump sum investment straight out the gate.

Additional edit: £5142.86 * 0.007 = £36. Even in the worst case scenario… the hurdle point of £5142.86 initial capital is still high for those who want a Stocks&Shares ISA wrapper as a comparable rate.