Yes ( but watch out for ATM charges ) If given an option always process the transaction in $ ( and not any Ā£ equivalent presented )
Yes but not a lot ( 0.5% ). I just transfer money in before going abroad.
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A decent interest earning savings account, P2P lending and why not some investment products like GIAās & ISAās.
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Starling is the best card for travelling or moving abroad. Revolut is the best account for currency conversions between countries in most situations
The rest of the time both accounts stay empty or close enough (Starling has like Ā£5)
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@cadiazm thank you! I have applied for my account and I can see there is the option to also open a Euro account. Do you know if the euro account is also protected by the fscs scheme?
@weenie thank you so much, thatās very helpful! I have applied for my account and I can see there is the option to also open a Euro account. Do you know if the euro account is also protected by the fscs scheme?
I would guess that all their accounts would be protected under the FSCS but donāt take my word for it as I donāt have a euro account - better to just ask them direct!
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I use my starling account more and more these days.
In addition to the euro account (I just asked them about fscs protection, @Jim_mcgrain also just answered on that) , there also working on a US$ account as well. No timeline but Anne the ceo of starling tweeted a screen of it working. So thatās coming sometimes soon.
I like their linked card implementation as well. Basically if you link your card to your EUR account, if you spend in euros it will take money from your euro account like a normal account.
As a current account, I like it. And I look forward to the US$ account as Iāll likely be making use of that in the future.
Reply from starling
Ultimately I think a lot of people find themselves choosing between Starling, Monzo and Revolut. I have both the former ā Monzo for daily spending and Starling for salary, mortgage, bills etc.
Theyāre both very similar in terms of UX, however I have found Monzo to get increasingly frustrating with how often it logs you out.
Starling is also better for frequent travellers as thereās no cap on how much cash you can withdraw.
Revolut I avoid on moral grounds as theyāre a company totally empty of any ethics.
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I am a monzo investor and monzo is my primary account. I have to say though, if I see a dollar account and a web access implementation from starling, thatās it, Iāve jumped ship.
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Interesting. I havenāt been logged out of Monzo once in 1.5 years of using it.
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Oh, I have to say Iām surprised! Most people I know now have Monzo cards and it seems to be a common gripe. Same with some comments I see online.
Perhaps itās because Iām on iPhone and youāre on Android? (Massive assumption).
Suppose you must be a lucky one!
Yep, I am on android. No idea if that has something to do with it either 
This is true, but my lifetime value to them is negative, so it feels OK.
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Iām glad we got to the bottom of that one!
Keep on fighting the good fight my friend! haha
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Iāve had both Staring and Monzo and prefer Monzoās app/ use it as my daily spend account.
Staring is great though so donāt be worried about opening an account there.
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Revolut might have bad morals but the functionality in app and currency conversion capabilities are pretty much unmatched.
I would just never do any big transactions through them.
For FX, Revolut are the best and unbeaten so far. Multicurrency accounts with interbank FX rates + any transaction, for which you do not have the required currency balance, is also executed as interbank FX. All financial markets people are on Revolut. Monzo and othersā customers on FX are unsophisticated users who donāt fully understand how FX works and how their provider overcharges them relatively to Revolut.
Yeah, sure Revolut is convenient with regards to FX, but thatās all. In theory, they also offer holding accounts for that currency. Do you trust them enough to hold anything in those accounts however?
As Iāve said before multiple times, confidence and trust are make or break attributes of financial products/services.