I’m just wondering who do you bank with?
Main bank account (salary) - Lloyds
Joint account - Monzo
Travel account - Revolut
Credit card - Halifax
Savings - Marcus
Nice to see another Macaulay about the place.
Main Bank (Salary) - Monzo
Credit Card - Lloyds
Backup Holiday Card - Starling
Monzo - that’s it.
Should we just change the thread to “is anyone not using monzo and why?”
Various providers for savings and credit
Until Monzo offers credit cards it will be suboptimal for many to use them solely.
Main account: Monzo (Salary, bills)
Empty legacy account: Natwest
Credit card: Amex (daily spending)
Backup: Natwest Mastercard
Starling (& Amex).
I used to have a card for each “challenger” bank when they were still frequently adding features + my main accounts at HSBC, but then Starling was the first of them to offer both business and joint accounts and I switched it all to Starling.
Starling is great.
Amex + Monzo + Starling + Lloyds
The Lloyds is useful for collecting CASS deals.
Must have been with Lloyd’s around 30 years
Everyday Banking: Monzo
Currency Exchange : Revolut/Transferwise
Business : Starling
Salary: Halifax (Mortgage is with them so made life easy)
Salary, travelling, currency exchange and business: Revolut
Credit card: Amex
Credit cards - Amex and Amazon
Joined them back when it was still Mondo and I’ve been super impressed. Moved away from Halifax.
What is so speacial about monzo that Revolut lacks? I have both, but Monzo UX is terrible in my view and it is almost serviceless (sorry Monzo backers) unlike Revolut. Terribly trying to copy paste things from Revolut.
For me, I just like the budgeting features, the left to spend, get paid early, and the bills pot to segregate DD’s and SO’s from the main balance.
I also really enjoy IFTTT integration.
Monzo - spending account
Metro - main account
Halifax credit card as back up
Amex cash back credit card
Metro - savings account