Who do you bank with?

I’m just wondering who do you bank with?

Main bank account (salary) - Lloyds
Joint account - Monzo
Travel account - Revolut
Credit card - Halifax
Savings - Marcus

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Nice to see another Macaulay about the place.

Main Bank (Salary) - Monzo
Credit Card - Lloyds
Backup Holiday Card - Starling

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Monzo - that’s it.

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Monzo :sunglasses:

Should we just change the thread to “is anyone not using monzo and why?”

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You first?

RBS/NatWest
Starling
Various providers for savings and credit

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Until Monzo offers credit cards it will be suboptimal for many to use them solely.

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Main account: Monzo (Salary, bills)
Backup: Starling
Empty legacy account: Natwest

Credit card: Amex (daily spending)
Backup: Natwest Mastercard

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Starling (& Amex).
I used to have a card for each “challenger” bank when they were still frequently adding features + my main accounts at HSBC, but then Starling was the first of them to offer both business and joint accounts and I switched it all to Starling.

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Starling is great.

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Amex + Monzo + Starling + Lloyds

The Lloyds is useful for collecting CASS deals.

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Must have been with Lloyd’s around 30 years

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Everyday Banking: Monzo
Currency Exchange : Revolut/Transferwise
Business : Starling
Legacy: HSBC

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Salary: Halifax (Mortgage is with them so made life easy)
Everyday: Starling

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Salary, travelling, currency exchange and business: Revolut
Credit card: Amex

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Banking- NatWest
Credit cards - Amex and Amazon

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Monzo.

Joined them back when it was still Mondo and I’ve been super impressed. Moved away from Halifax.

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What is so speacial about monzo that Revolut lacks? I have both, but Monzo UX is terrible in my view and it is almost serviceless (sorry Monzo backers) unlike Revolut. Terribly trying to copy paste things from Revolut.

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For me, I just like the budgeting features, the left to spend, get paid early, and the bills pot to segregate DD’s and SO’s from the main balance.

I also really enjoy IFTTT integration.

Monzo - spending account
Metro - main account
Halifax credit card as back up
Amex cash back credit card
Metro - savings account

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