It keeps your account ticking over in the correct direction, that is for sure 
2 Likes
It could but the markets are betting on a hike cut but we will see…
It still beats banks for the shear fact if you had 250k you could put it in here rather than the bank limits set amounts in each accounts and sure you get better rates at times but for 3k etc.
If it was me I woukd max some of the bank ones out the in here but the issue with banks is you’re Usally locked in for a year
4.81% this week.
2 Likes
Keeps dropping even though BOE rate unchanged at 5%. So annoying.
Well it is because the rate is expected to drop at the next announcement right?
What’s everyone’s number before they cash out? It’s about the 4 percent mark for me at that stage I’ll either look to buy shares with it or maybe even spend the money 
If it’s beating inflation I’ll stay in until we see a market correction and then look for some stock bargains.
2 Likes
Makes sense. What’s inflation at the moment 1.7?
Yes the last reported inflation amount was 1.7%
This is understood when you understand how the instrument works. It’s a blind auction, each participant makes a secret bid on the treasury offer, the highest bidders get first dibs on the pool of money first.
4 Likes
Yeah I wont pretend to be an expert on this 
, still in a few months we will be wishing for 4.81%. we carry on!
As a poster above mentioned, I think anything over the rate of inflation can be seen as a win, In some respects seeing inflation rise again may actually see rates hold or increase, but that won’t happen.
Some stocks some treasuries for me, best of luck everyone.
2 Likes
I think we need to remember that it’s not just return but risk appetite as well. The money in treasury is secure, though the interest rate may be more sustainable to some variation
1 Like
Plus there are no fees, so you are getting the full % return unlike other vehicles which charge fees and have stamp duty upon purchase (Albeit low fees in many cases).
2 Likes
If it drops below what I can get in my cash ISA savings - which is 4.75% pa at the moment, then I’ll start to twitch. If it goes below 4% then I’ll be seriously thinking of dropping out.
For me as long as it stays above inflation I’m happy. I have it in the ISA and I see it almost as money on hand as its split between the 4 week cycle. I’m on the way to having half the household monthly income per week. With the aim to reach it for each week. This would hopefully provide a good base if we both ended out of a job.
3 Likes
Yeah I consider it a sort of accessible (but in use) cash investment in something that’s reliable and well backed.
It would be good to see longer term bills I think they do 3 month and 6 month as well. Might improve the offering
1 Like
I would love a 3 and 6 months T bill, certainly nice not having to worry about your investments going down in value
3 Likes
I hope its just a temp glich, but mine hasnt reinvested. Only added the extra payment.
4.75%
That doesn’t sound right at all. I’ve had the treasury bill not reinvested in the Treasury tab but activity is correct. It does correct itself if you close the app and go back in.
I would check activity feed. If not reinvested then contact support.
Didn’t have any to reinvest this week, 4.75% jeez! Down again 3 weeks in a row, what’s next week gonna be, in the 4.60s? Hmmmm food for thought