Oh BTW I have ADHD etc so yes I actully do over think alot, from simple things people say to me to anything bad, I try to predict, guess what they might say next or any come backs.
I know not a healthy way to live, I have tablets to slow me down and stop over thinking but it doesnāt always work I still have to much energy and I get hyperfocus but I do listen to any advice people give to me on here 
My son is autistic and has ADHD - so I get it
Itās nice to see holdings like this it kinda mentally prepares others aka new people of the kind of losses they might have to look at when their holdings get bigger 
How do you deal with it? Do you say oh well and just go with it because I think thatās the kinda attuide I would have, I mean you would have to or you would go crazy lol.
I was doing that before on my portfolio but I did hit a mental snag on well the previous coments people have seen me say but Iām back to just going with it, especially now since Iām aiming to go more safe and being safe defo helps the mental
My biggest regret is ever bothering with individual stocks even though Iāve been lucky in terms of selling at the right time.
Now, I think what was the point? People who are paid to pick stocks often fail. Who am to to think I can do better? I sure as hell donāt have a masterās in finance nor the letters CFA after my name!
Yes they say most retail investors beat these active managers if you play safe that is in ETFs etc
Thatās why I question why I bought single stocks when I canāt read their financial data so as buffet says you shouldnāt be investing in any single stocks of you canāt read a financial report.
I never listened and done it anyways rebel rebel
I donāt want to sound flippant but itās only money
So if it goes to zero 
Oh well, itās money I was prepared to loose
Not that I wouldnāt be mega pished if it did go to zero 
Then again my year to date on US holding is up 18%
Swings and roundabouts I guess
A crumpet with butter and jam, over a nice hot cup of cha that would ease the pain of losing 50k
Iād be interested to know why these are on your fave lists yet you still havenāt bought.
What are you waiting for?
For the price to drop? But then you will kick yourself when the price continues to drop, because you canāt time the bottom of the market.
Not buying because theyāre too expensive? But you will kick yourself when the price continues to climb and you didnāt buy them cheaper.
I get that peopleās strategies are different but if I like a stock and I have the money, I will just buy (according to my own portfolio allocations). No gut feel, no listening to experts (they canāt see into the future) or seeing what the global news is saying - itās all doom and gloom anyway, so may as well just ignore 
The reason I never bought was at the time I had 2 goals happning at once on a low income one was completing my help to buy isa and the second was my monthly saver.
This pay I got now I can reep the rewards as now I have paid all my out goings for the next year like bike insurance, freetrade costs all those yearly bills.
While this was all happning I only had Ā£100 a month to spend on stocks so it was hard to decide what I wanted. I wasnāt used to buying in dollers as well.
So I mostly bought rio tinto, a few all worlds a few snp500, I did well on rolls Royce I got in way way before the big news arrived so that was great and a few other little buys but mostly I had lots random free shares at the time.
I think I started with like 10 pounds a week when I was getting weekly pay in construction doing agency work. Then I got a perma job in a factory which is monthly pay.
So I kept looking at things I really wanted but never done it because I was happy with adding to my small pot of stocks. I think I kept saying when I get more money I can buy usa stocks Iām not sure why I didnt buy a couple Tbh it just never happend.
As for why Iām not buying them now I find it kind of stupid to do that in the case of NVIDIA and also look what happend to tesla itās back at the same price it was in 2020 although when I was viewing saying I would like to buy it was 55 dollers but I wasnāt in the market at that time just viewing and learning.
NVIDIA yes I love the company as well but when it jumps up from 140 to almost 500 no way will I be buying in at that price, another reason is now it has to prove now with itās earnings why itās share price is so high thatās a concern many people have. I think it will drop again and level out much like tesla and most AI stocks will level out again.
So yes I would like to buy and I prefer buying full shares as well but again I wonāt buy NVIDIA at the top of the moutain, I will contuine to buy stocks which are fair value currently and once all these over inflated bubble AI stocks etc come down to a semi decent price then Iāll buy in.
You could be right they may never come down they may keep going to the moon then I guess I missed the rocket but Tbh I already feel I have. Itās not just me BTW I just feel its risky and Iām not trying to time the exact very bottom of the market I donāt know why people keep saying that.
If I see a massive downward slope I take a guess. I watch then buy where I think it might soon start to pan out but most of the time I buy and it falls again and again so you could say out of a 100% I buy in at 45% it drops to 25% then climbs again back to near 100% for a while then keeps going and I would be real happy with that, but I donāt sit and go yes yes I think on Nov the 28th the price will defo drop to like 20 pounds and I can go all out.
Iām just playing the market like anyone else I have my regular buys and my watchful buys or bargin hunts you could call them anyrhing I see dropping like mad will catch my eye and I will try buy in at some random price and hope. It was somewhat near the bottom and then I can say yipeeee.
I mean at the end of the day the primary principle is buy low sell high and use that along with long term goals to gain the compound effect and you should be all set.
You can go online listen to people who were active mangers all their lifes, investment bankers the lot they all say its a great company but they have a lot to prove now with a share price that high, and they also said they wonāt be adding to their portfolio at current prices their holding. (These people didnāt sway me not to buy BTW I just donāt like buying stocks which have had a rapid increase in price in such a short time)
I was happy when this happend to me with mgc pharmaceuticals but then it crashed and went neg, I was real happy when it hapoend to me with rolls Royce only regretting I never bought more at the time but once the stock flew to the moon I just held and watched what hapoend it did climb but then panned off.
Next came all the articles about can rolls Royce keep itās current share price, is the stock still undervalued etc etc the usual stuff anyways when I sold everything in my gia to then rebuy in my isa I made Ā£100 profit on rolls. But never bought back in on my isa yet.
Sorry if I went off on a tangent long story short I didnāt have a big portfolio monthly fund but now I do in terms of someone with my wage. Prob not to those earning 30k etc a year and more but I achieved my goals now on to the next chapter
It sounds really like youāre trying to time the market way too much. If you wonāt buy at what you think are too expensive prices then whatās to say that when the prices are acceptable to you ie low enough then that they either wonāt go lower or worse be on a permanent down slope? If you canāt predict one then why try to predict the other?
Look at the company financials and whether you like the company prospects then make a decision - some of the most expensive shares are also some of the best performers.
Prob sounds that way to you all but I really donāt spend all day watching markets to time highs and lows I just watch the market and do guess work because itās fun predicting.
Well we need to wait and see how NVIDIA will do before we or anyone can even decide how they will do.
Like I said I only had 100 to my name a month to invest this year up until last month and this month now that I have free funds I can buy way more.
It might of been easy with everyone else with their 10k a month etc to play with but I had barely anything to invest so had to think where to put it and then sit a full month again waiting.
My portfolio from here on out is going to be pumped massively from now on and next sep when my cycle to work is finished thats another Ā£115 a month to play with.
In between these I also was investing in free trade from savings and my monthly investment as well when they had the fund raisers.
It sounds also like no one listens to anyone that are experts on the news when they say certain stocks are expensive etc or they say its not good value I just seem to keep hearing just buy it just buy it so it seems these people arenāt exactly researching into the company correctly or love it so much they just buy it no matter what price itās sitting at which is fine.
Iām still new so I take advice from audio books, yahoo. FT, world events myself, pension craft,. Many happy returns and a few other random videos.
I have my plan trust me and like I say and Iāll say again I donāt day trade, I donāt sell stocks the re- buy etc I never habe until I sold my GIA to my Isa.
It probably just sounds like Iām trying to time markets because of the way Iām thinking and typing, Iām maybe just portraying my thinking ideas on the community and how I feel the markets are.
I donāt have a need to sell my stocks as I donāt need the money in my portfolio so there would be no reason to ever sell unless I really thought the company has took a turn and Iād rather sell and buy into something more safer etc
As several people have posted it sounds like you are trying to time the market and havent really got a strategy.
You posted that you think people presume you sit on here and draw lines and use candle sticks. I personally think the opposite, it comes across as your buying on a whim or buying with your gut and gambling as you stated above you cant read a financial report.
The bit i cant get my head around is, you say your in for the long haul 20+ years but you come across as very sensitive to price movements. As someone posted above if you like the company (providing you can understand the financials etc) then buy it, why the delay?
If you are really struggling with when to buy then i suggest you educate yourself on the charts/ technical/fundamental analysis, support zones, rsi, moving averages, bollinger bands, p/e ratios, peg ratios etcā¦There are plenty of tools/platforms you can use for this, or if lazy just piggyback on to the many discords/websites from people who can give you this data.
Good luck
P.s educate on a companies financial reports.
The delay that everyone keeps asking about was because I had 100 a month to play with so not alot. Some stocks when they shot right up i had to ignore or else I would of had to save for months to buy 1 share.
Yes correct I do buy on a whim which I have for single stocks and shouldnāt but I did buy long term good stocks for this so all should be good.
As for buying ETFs on a whim I think we can safely say anyone can do that as I highly doupt everyone reads into every single company inside of that package and so most of my portfolio is in these.
Yes Iām sensitive to actully everything in life and yes I do have a plan for 20 years but that doesnāt mean I canāt talk about movements etc bare in mind Iām new. I no doupt will turn into half the people on here who used to talk who donāt anymore once I get the donāt give a fk attitude as well or get boried for whatever reasons they all stopped.
Being active throughout the day on the market tickles my brain I just like to combine what I see on the world news to what Iām seeing on the market or anything Iām learning on books etc.
I mean whatās the point of listening to all my audio books and learning bits and bobs here and there if the strategy is to just wait till the end of the month put money in by turn off the app until next pay day God how boring does that already sound to me.
Yes youāre right on all the p/e, peg ratios etc I need to go back and re learn them again they have been mentioned countless times on my audio books but I have read so many I forget. I have started to watch videos again on learning to read financial statements better and to go a step further.
One thing I will say if others are buying at any price thatās their choice, for what I hear and have read from the intelegent investor and many books is they wonāt trade until the stocks at fair value or if you go buffets route the intrinsic value they must do this for a reason almost all of them say the same thing in every book I have listened to and their all long term investing books.
And no please donāt repliy saying Iām trying to be another warren buffet because I really am not I just enjoy reading his stuff and others.
If this helps in any way, hereās a list of Warren Buffettās regrets. I also have a quite extensive list of bad decisions. I think itās safe to say that everyone has regrets when it comes to the stock market.
I found I lost money untill I found a trading style that works for me. Others tell me Iām wasting my time investing the way I do. But, it works for me and Iāll stick to it for now.
Its an individual thing
Which is why, while its good to share experiences, you should always do your own thing
When I started investing a couple of years ago I made all the knee jerk errors you mention in your reply.
I also found that whilst well intentioned the advice you cite did little to help and you are not alone in taking the āhere is a list, learn itā approach. It is all well and good saying āeducate yourself on financial reportsā, there are āplenty of resources out thereā but truly it is like telling a first year med student, ālook there is a body, something is wrong with it, all the bits are there, go figure it out.ā Actually, mishcheivously, a lot of medical academics will do this.
What I am trying to underline here is that if you are trying to help you need to show, not tell. Telling a student āeducate thyselfā is no use.
Iāve found the daily Vox briefing useful. It is two men with a mild case of dad humour who go through a few rns, look at charts, discuss macro and disagree about value indicators. I find that irregardless of an interest in the shares they discuss it helps to see people not only do the research but think through different perspectives. Here is todayās briefing:
What you mean by UK?
For instance do you just mean on the UK stockmarket or there business is UK orientated? IE legal and general?
Anything listed on the LSE
It all either goes sideways or down
IMO the US companies are where money should be invested to make the best gains
Simplistic but not without truth.
Of course SOME LSE stocks will grow and some have very good dividends. (Unrivalled by US on average).
But its fair to say that GROWTH stocks are a much stronger feature of the US markets.
