Premium bonds have no relation to ISAs.
The max holding is Ā£50k.
I started in May 2020 jsut when stocks started going up and made some nice gains but I held on too log and ended up with only ā¬+Ā£1000 or so profit when I sold in August 2022. Luckily I had to sell as I was moving countries so I wasnāt holding the bag of a stock I loved (Plug Power) but has since dramatically dropped to a price lower than when I bought it.
My new portfolio are value stocks: 4 big companies paying good dividends as well as 1 accumulating ETF. Because I am in Belgium now, I have to pay taxes on dividends but Iād rather have this somewhat safe portfolio than a meme portfolio. What I still need to learn is to sell when times are good and not āhold until 2050 or soā.
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Be nice to get back on topic and hear from @Newbie at some point about how you feel having been spammed with useful (and not so useful) information and support.
Its your thread @Newbie
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Agreed BUT! I bought a small amount of procock at the ipo. About 2 years ago. Started off okay but quickly caught post covid problems. Starting with supply problems, then inflation beating wage risesā¦by along way. Pots and pans are discretionary. Now the company is loss making although by a small amount. Nothing serious and has been through it all before as it was a private company for around 20 years. New companies, specially small companies that have problems early on are not easily forgiven. Down 85%. Lucky only a small holding BUT I will almost certainly jump back in when the economy picks up IE when people start upgrading there pots and pans!
It will happen!
PS the companies creator and CEO is now taking a back seat, the new CEO ran Walmart Canada. A turn around if ever there was one!!
My opinion only and probably wrong!!
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There is always the exception that will break the rule. But 99/100 its a bad idea and best left alone (or a minute part of a portfolio if you must)
Obviously wish you success 
Being 30-90% down on numerous investment at points, isnāt the end of the world.
The original reason for buying has not changed, the market and world sentiment is the impacting factor which is short sighted.
People selling on red days need to understand its bargain hunting days, with chance to add more for less.
Letās take LXRX, Buy 5,000 shares @ $2.02= $10,100 they dropped down to below $ā¦ I am now sat on a paper loss of $5,150 and more than 50% down do i sell, hell no.
This is a chance to buy more for less and average down, with no real reason to change my long term confidence in SOTA.
Top up taken to buy 10,000 shares @ $1.08 = $10,800 + original purchase $10,100 = $20,900 with an average of $1.39
Close price on friday pretty much $1.47 = currently on a paper profit around $1150.
Same with DEC, sub Ā£0.70 to me was a bargain.
Deal of the year AA4 dropping down to Ā£0.41 from Ā£0.467 (12% drop), asset value Ā£1.20.
Chasing and trying to save losses or chasing profits is not a way to go, and quickly see`s people being cremated and the capital destroyed. In those instances, trying to level down on a company is a bad idea without doubt.
Siggy.
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Wouldnt say regret any of my investments. I do regret following and listening to peoples opinions sometimes about cashing out and being negative about stocks you believe in.
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Red to us maybe green to them though and a lot like to make a profit before buying in or else sell as they might need the money.
I live in hope!!
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Yes, massive regret. Started trading in May 22 investing Ā£16.1k, by Oct 22 it was down to Ā£10.2k, and by Jun 23 down to Ā£9.5k.
Itās taking me a long time to learn the long game. And results take quarters and years to show 
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Thatās a tough one to bear!
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This is a thread about loses and regrets.
If someone wants to have a punt at a faltering stock then they are free to do soā¦but thats not a helpful strategy for the OP (or 99% of people) who clearly want to protect their funds and have a moderate tolerance to risk.
Buffets first rule ādont lose money.ā
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It was tough, indeed. And it gave me the motivation to learn the long game and to shift to a more ice-cold fact-based approach to every trade decision (big or small). By the way, I have doubled my investment (fresh money in) and I am on course to recover most of all my loss in the next 18-24 months.
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Money makes money baby. Could you say what you bought and lost out on? So we can learn the ways of the dragon.
If you donāt want to say itās cool itās just interesting to see where it went wrong what stocks, day trading the likes etc
Its great to hear youāre on the way to recover.
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Sure.
When the technology sector went down in 2022, I had most of my capital invested the a small number of technology stocks (e.g. META, ROKU, U, etc). I lost my cool and I started selling and buying like crazy, without a plan, a purpose, and without entry/exit points in mind. Just very frequent transactions, like bets on a roulette. As you can imagine, the occasional āgood betsā were inevitably offset by the combined impact of ābad betsā, bad timing, FX fee and exchange rate.
Slowly I started paying more and more attention to my emotional trading and working on taming it, with some success. Also, in January I subscribed Seeking Alpha (NYSE/NASDAQ only) and started studying and getting familiar with the principles of capital preservation, portfolio strategy, due diligence, etcā¦ It took me some time, but now I can say that I very seldom buy or sell a stock without a clear purpose and am entry/exit point in mind. Still a long way to go!
Probably the most dramatic change in my trading behaviour has been the mindset: from daily semi-random trading to the long game. Now, 60% of the capital is allocated to long positions, and 10% to somehow speculative (but never random) ones, and the remaining 30% includes some long candidates and some swinging trading to support and accelerate the compounding.
Hope I have answered your question 
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I regret not investing a lot earlier in lifeā¦ i used to have a td waterhouse account back in the 90/00 but didnt really have a lot of spare cash to put inā¦ its only with transfering a small pension pot which is 20% down roughly but i am building into it and more thought process into using yeilds to re investā¦ so i am down and still figuring it outā¦ if only i had kept with it at td waterhouse
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Seeking alpha whats that?
Itās an investment community, offering a number services some for free and some for a fee. NYSE and NASDAQ only.
Seeking Alpha https://seekingalpha.com/
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Just out of interest, which shares have doubled your money? Iām a long termer, but always happy to hear of (by which I mean nosey and massively jealous of!) that kind of shizzle!
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Itās kind of funny your profile picture and his profile picture with that funny laugh. I can just hear it now
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