I’m planning to open my 2021-2022 ISA with FT. I currently have a GIA with them and I know I can’t just transfer my shares from my GIA to the new ISA, I would instead have to sell them first and rebuy in my ISA.
My overall portfolio is in a loss at the moment, as the majority of my stocks are at a loss. Would it be best to sell them all today and rebuy tomorrow in the new tax year. Or I was thinking funding my ISA tomorrow with some of my savings and then sell my GIA stocks when they’re in a profit. Although I know this will eat into my capital gains allowance. I’m not expecting to hit this allowance but I guess you never what will happen especially with crypto!
I just wanted to check what the best strategy would be, any opinions grateful!