Often the goal with this kind of thing is that the 10% keeps your hands busy to stop you touching the 90%.
Many people are aware that stock picking will likely be a drag on their returns, but they also know they arenāt perfectly rational and wonāt be satisfied just having a 100% low cost broad index fund so they use 90/10% to try and manage that.
Yes, it is a very reasonable approach if that is your reasons behind it. Particularly while learning.
This is about effectively diversifying your portfolio, and youāre achieving this diversification with index funds.
Suppose you have a few shares that collectively yield a 40% return at the end of the year, and a number of index funds that give you a 20% return at the same time. Thatās a total return of 60%.
Index funds provide a āsafety netā in the sense that the S&P 500 has historically has always recovered. Itās worth noting that it took 8 years for the S&P 500 to recover after the dot-com bubble burst.
With stocks like Nvidia and Tesla, you can almost feel the emotions of people, which can makes me very nervous. I believe that new, growing businesses with expanding market, like Constellation Energy, are much safer, especially when they were divested by a larger business.
My portfolio isnāt the largest so maybe my views will change with time and growth 
You have done the maths on calculating your total return wrong. Might be worth having another lookā¦
No I havenāt mate.
At the JP Morgan alone is up by 20.6% this last year.
I canāt say too much because I will weaken my security. Iāve already said more than what I should for any protental scammers reading this.
So your highest returning share is 40% but somehow your total portfolio return is 60% ?! 
Letās take a simplified example and imagine that you have a Ā£200 portfolio is split 50/50 between the 40% returning share and the 20% returning oneā¦
That gives you a total portfolio value of Ā£260, which isnāt a 60% return itās a 30% return.
Now is we assume you only have 10% allocation to the share with a 40% return and the rest in the index fund your portfolio value is Ā£244 or a 22% return.
Both are solid annual returns, but the way you calculated it to get a 60% return (presumably by summing 40&20?) is just not correct.
To be honest, I used it as a loose example, and the math is incorrect as I was walking down the street at the time. I am sorry about that. However, that wasnāt the real point of the post.
The essence I was trying to convey is that a share price doesnāt necessarily decline merely because a higher percentage of a portfolio is in index funds.
Upon a careful re-reading of my statement, one will notice that I mentioned not having implemented this strategy personally. This implies that the proportion of my individual stocks exceeds 10%.
Discussing my personal account on a forum poses security risks as it could provide enough information for someone to hack into my account. While I aim to be transparent with you all, I also need to safeguard my security by keeping certain details private.
I can message you in private if you like I donāt want to post too much info in a public forum. I got to think about security.
Now Iām even more confusedā¦ why would anyone assume an individual share price would decrease because you also hold index funds. The two arenāt related at all?
Obviously there could come a point when there is soo much money in index funds that is skews price discovery in the market, but I donāt think weāre there yet. (And Iām not sure that was your point either?)
Then just follow the trail if you are confused
Right security THATS why you cant go in to your supposed 60% gains in a year. If the phone rings answer it, it will be warren Buffet looking to hire you to be his next Charlie Munger.
2 weeks in to 2024 and we have a contender for thread of the year.
The maths is wrong @tobywhaymand, admittedly the kind of error I once made in my early days of investing - I too was getting āincredible gainsā.
To keep things simple these days, I just look at what my portfolio was at the start if the year, what it ended at and work out annualised return (taking into account capital added).
I dumped my cash into x3 on nvidia, meta and Microsoft in Jan 23 and running a short gas x3 (flipped to long last month).
Awesome returns. NFA
This is an excellent technical analysis, let me get out my cheque book and put down my money. 
Hey all here,
Please just a gently reminder about our community rules, in particular to be kind and helpful.
@tobywhaymand thanks for raising some of these important new markets that we should offer. Weād love to be able to offer investors access to all major stock exchanges. Thatās certainly one of our long term goals.
However, the work that is involved in adding some of these exchanges can be quite intensive and varied. Weāre still a reasonably young company, so there are a lot of features that we need to add, including a broader selection of foreign stock exchanges.
Different countries will have different settlement and clearing mechanisms that we need to integrate with to enable trading on these exchanges. Itās unfortunately the case that many overseas exchanges are not readily available to UK investors. ASX is a good example of an exchange that is not offered by a number of the major direct to consumer platforms in the UK.
Regardless, weāre going to continue on our mission to unlock trading on all major global stock exchanges and weāll tick these off wish lists one at a time!
Best,
Alex
If security is your concern I would advise not using your name as your usernameā¦
My name is okay. You need to think about the l verification questions. People want me to tell them what my stocks are and go into detail. All the questions a call centre would ask if I was locked out of my account.
At the end of the day I havenāt lost money in over two years so my approach must be working
