Starting to feel the pinch of the new energy tariffs even with barely anything on at times, but when you dive in a shower combo that with washing and cooking some food you easily hit the 4 pound mark almost just on electricity.
Its bad but at least its not a 4k cap that would of melted a lot of peopleā¦
Yeah well, prepare for more rises in cost of power in January and perhaps every 3 months.
The Govs guarantee is for the prices to remain at or go no higher than this level for 2 years - whether they stick to that or backtrack though is anyones guess
Not a chance, imo. Bank of England has to print to save pensions and mortgages. Weāre in for a rough inflationary rideā¦
With such bad news you kinda wonder if you should just save all your cash in a bank atm wait for 3+ months to pass guessing everythingās going to dip like crasy then buy, but thatās a crystal ball, you expect the markets to fall but will they.
Yes, Index ETFs are not a no brainer at the moment. If you believe the markets will fall why put money in? Against argument: canāt time markets. True. But one might decide not to take continued drops now and also forgo some of the gain when the index turns up again.
This has to be thought in terms of your age and investment goals. If your retirement is not due for 40 years you will likely have a different view from someone retiring now or in 6 months.
These things have been priced in for a long time already. If predicting the market would be this easy, everyone would be a millionaire.
I wouldnāt be surprised if the market rises again, as it does way before the economy. Exchanges trade the future not the current.
I get that and people say itās priced in but any time you see articals and news on the weekends etc itās almost certain how the markets react its rare they jump with bad news well from what I have seen anyways.
Even when guessing right though there are rallys within the dips so who knows. I watch pension craft etc as well and listen to the pod casts so it gives me insights if things are cheap etc as his technical analysis is way beyond me right now and heās great I think to listen to and watch.
Itās only a guess they will fall from watching pension craft and other sources but also because all we keep hearing is everythingās going to slow, job cuts, energy issues, pension issues, inflation, food prices, manufacturing prices the list goes on.
Its hard to actully think the market will rise with all this to come but at the same time I donāt want cash sitting waiting for this magical number which would just be averaging down really.
Iām a noob though
Just watch fed interest rates. They own the market.
You are right. The question is āwhat is priced in?ā Many shocks are not. Who priced in the gyrations of the market and the very recent currency wobbles? Look at another example, very clearly some of the drops in solar energy related generators were clearly not priced in ā¦ and now suddenly we see drops because of changing circumstances
The markets will rise. But markets move up and down. There are no certainties about individual companies. Your time horizon is important.
Yes, I still donāt fully understand this priced in talk as the worldās so volatile right now so I donāt see how they can price all this months in advance when things are changing on a daily basis.
34 years but actully I donāt look at it as when I retire, itās just a fun hobby for me right now with a low profile number only 1.3k with the 300 just today put in so itās a slow process for me.
Come next sep though thatās why I will upgrade as my portfolio will have Ā£3600+ a year instead of Ā£1200 so for me I see it worth the upgrade for the isa etc as the portfolio would be for me very large in 5 years as I have never had thst kind of cash saved before and for my wages that would be high 
So even though my portfolio is small I still take daily interests but when it gets to like the 20k to 30k+ I guess with big slumps it must get real scary especially if it took you a long time to get where you got.
Stocks and emotions :))
You should see the guys that managing billions trying to predict this stuff. Spoiler: stress.
Thats a whole lot of future investment in the uk gone up in smoke. This anti-growth government strikes again. Then again another u-turn is a possibility when they get into the detail and realise the consequences 
If everything was āpriced inā the markets would never move.
Thatās not how this works.
āPriced inā means that all available information at this point are reflected in the price. Once this information or expectations change (since thereās no way of knowing future events), prices change.
Jimās response had your response priced in