ISA pricing sneak peak (finalised pricing in 2019: £3/month)

@ajw87 Thanks for your response, very insightful.

I’m a new investor. Basically, I think the yearly option makes the monthly option redundant. Anybody who is “rational” will choose to pay £30 lump sum to gain this so called £6 “discount”.

And here in lies my “issue”, we’re now in the world of investing where “fees, fees, and fees again” is a key factor on returns. You only need to browse our discussion on Roboadvisors vs ISA where we deliberated over the significance of a few basis points. Therefore, I find it selective for people to be now justifying a £6 fee disparity on an ISA product that is annual & long-term by nature just because it’s Freetrade.