Thanks for sharing your thoughts and update regarding Barclays.
I think that banks in general are under pressure and Barclays has been plagued with negative press and regulatory fines, it seems never ending. I hold a small percentage of my portfolio in Barclays and have decided to top up during this downturn, as I do think we will see it recover longer term. I don’t follow the herd, but interestingly it was the 2nd most purchased stock this week on another broker platform, so reassuring to know I’m not the only one Time will tell.
Sorry @NeilB , what do you mean by pegged against VWRL?
I am currently outperforming VWRL if that’s what you mean? Or are you looking at some sort of monthly metric? If you can clear this up i’ll try retrospectively peg my portfolio data against a low cost index fund
[Context - Portfolio size around £63k, been investing since 2015 ]
Share prices continue to get hammered (hence drop in value of portfolio, was £66k last month) but dividends still rolling in, which is what counts for me, for this dividend income portfolio.
Most dividends this month were re-invested in the same stock that paid out
I guess in the years when stock prices slip, provided its within reason and not every year, it gives you the opportunity to reinvest the dividends at better value, increasing the overall dividend benefit in future years.
Yes, it’s just something I’ve created from Google docs, which I manually update.
If I have time, I could probably isolate it into a separate doc and share if people are interested. Would need to make it user friendly as I’m not sure anyone would understand it (but me) in its current format
It may be useful to others but I don’t have a computer or any computer skills
I do everything on my phone and probably only know about 20% of what that can do, I missed the technology boat.
That’s like my spreadsheet it’s many sheets all meshed into one over a space of over 10 years, changed anc changed.
I actully sat for 2 hours around 4am chilling remaking my main page getting rid of stuff I don’t need and adding new stuff I want, changing colors etc etc
You get excel and every other package free on phones
Don’t worry mostly everything I learned I just done myself you don’t need college or school to teach.
Infact there’s more courses and information on YouTube than there ever has been. 12 hour courses in Excel. C. Python. Algebra. Economics. Accounting. Supply chain movement etc
2023 total dividends currently stand at £716.36 which has almost surpassed 2022 at £732.36.
Context:
£26,921.18 portfolio. Typically invest £550 per month but have not for 3 months due to house renovation costs. Portfolio is up £2,921.18 and time weighted rate of return is +13.61% (since April 2021). VWRL is up 9.42% for the same period.
Time will tell.
that would be interesting to look at.
