Hi @Will255
Yes FT handle this is the same way as other brokers, given your age and assuming youâre not looking to use the dividends as income right now then looking for a fund that reinvest dividends would unlock additional compound interest. Otherwise theyâll be paid in line with the ETF rules and appear on your activity feed.
This all depends on your time horizons and when youâre planning to access this money. If youâre thinking long term (5-10 years minimum) then a weighting towards more stocks and less bonds is typically favoured. I would suggest that attempting to earn 8% a year with any exposure to bonds is highly unlikely, bonds are often preferred later in your investing cycle for lower returns with more safety. As for the specific ETFâs thatâs one for your down research and youâre unlikely to find anyone here recommending anything specifically. There is this thread started by @Cameron would be a great starting point for you - Passive Investors - ETF Portfolio Discussion