4.75% today.
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4.71% today
I still can’t find a better rate on accessible cash, tax free (within an ISA)
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Thanks Louise. Mine successfully reinvested this time 
Even 212 have dropped their rate to 4.9%
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Rates have held up nicely over the last month or so!
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Slipped a little - 4.69% this week.
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4.7% this week.
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Anyone know if this now reports hourly to portfolio balance ? I noticed today my has a upwards even wave line. I’ve not noticed this before.
I think he’s gonna reach the egg first.
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I noticed it as well. Up a total of 0.05 for today, but in those small steps exactly like yours. Was surprised as I didn’t think anywhere would have updated prices.
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Think mine will end about 50p for the day, which isnt bad considering 1 weeks money is not invested due to last weeks mo auction. I also need to cancel the order to keep the money till I can get it back in the 4 week cycle.
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4.68% this morning.
Happy New Year!
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Happy days. I will continue to buy more at the current rate.
It would be great to receive the interest as income (like a dividend) instead of it being added onto the balance as it is now.
Not an issue now but as some point I may want to take this as income.
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You could theoretically do this by setting up a 99% reinvestment? Or 98% etc. What ever your preference is. Then the 1% etc left over is effectively your dividend?
Unfortunately this doesnt work as a 1% is more than the return.
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Maybe in future we will have the option to pick the reinvestment as a number rather than percentage.
In the meantime other than this does anyone know of any ways to get a risk free decent return on cash?
These are emergency funds I can’t afford to risk and I don’t want to lock away for more than 30 days.
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T212 is 4.90% risk free in cash ISA.
T212 is 4.90% 99% risk free in investment account, this incorporates MMFs.
ERNS is over 5% trailing yield Ultra short bonds, my funds of choice and 30% of my FT portfolio currently.
I sleep like a baby 
.
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Interesting I’ll look into Erns unfortunately I don’t fancy trying a new platform so I’ll miss out on trading 212.
Good point, if only there was an option to reinvest 99.999%
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Hi, have looked at chip? Lock your money away and get 4.59%, paid daily. You can withdraw three times then the interest rate falls.
Hopefully, we will get some useful improvements this year.