When do people plan on using their dividends etc ?
I’m flexible and would draw on dividends now if I needed to but I would be reluctant to sell investments and withdraw the cash.
I would consider selling investments in later life.
Anyone planning to never use a penny and build the portfolio to Buffet like size ? 
I like to think of dividends as a small and growing salary.
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My plan is to buy and never sell unless the stock starts to underperform or the dividend is cut. For the next 10-20 years (and probably for many years after that) I intend to reinvest all my dividends into the shares I own to keep growing them and my dividends. Long term plan is to have a nice income for later life and a portfolio of companies that my children can inherit. That’s the plan anyway…
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You can take dividends out but if you are going to be investing monthly anyway I don’t see the point
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I think that they only point that you may take some dividends out is when that amount is big enough, For example i don’t see any point on withdrawing an 10$ dividend or even an 100$ reinvesting it is the way to go. I personally think that once they Dividends are big enough for example around $4-5k monthly i could treat my self once in a while. Or even stop working and live of the 2k and reinvest the rest
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Hi David. If I was to withdraw dividends I wouldn’t be adding capital that month. I mean I’m flexible that I wouldn’t rigidly say I cannot enjoy the fruits of investing now, no matter how small.
For example if I wanted a holiday i could supplement it a little from dividends. I’m self employed so I have no set income.
I don’t want to build an untouched pot for when I’m old or in my box 
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I do. I’d like to leave something useful for those that stay after I’m gone.
Nothing wrong with looking at life with divergent perspectives.
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I think the most important thing is to start out with a strategy and stick to it.
If you want to keep reinvesting your dividends to grow your portfolio, then stick to that. If you want to use some of your dividends for a holiday or whatever, set a limit to how much of your dividends you are comfortable using for that and stick to that.
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I just want to get my account to a stage where I can look at it, know I have enough liquid assets, that if I want to go a trip, a holiday, out to eat somewhere nice, that I’m completely financially stable. Like an above poster says, some months I might take they dividends and go live life with it, hard to say because I’m not there yet lol
My passive cashflow will hopefully come from having a few properties.
I was listening to Joe Rogan and he was talking to (I can’t remember who the guest was) it might have been Robert Downey Jr, but they both said you can have all this money, but even to the rich the stage you reach where it peaks, is where you can go into any restaurant and be able to order anything you want without worry.
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A house will be the most useful asset I will leave behind. My pension will be the old age income and the ISA I will use as and when but may end up not touching it for a long time.
The choices are endless 
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This…it’s not about the monetary value of what I would need it’s about the independence and freedom. The same way there’s no difference to me between winning 15M and 50M in the lotto except for the charities that will avail from some of the extra windfall. Diminishing returns…
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