What does everybody’s portfolio look like? Think this would make for a great chat! Feel free to give as much or as little information as you want. Its always interesting to hear what people are investing in ( stocks, art, gold, crypto, etc), and how
Risk: Very High
Been investing for: ~1 year
Global listed equities (Large-small cap, Developed and emerging markets) 75%
Not much small cap love i’ve noticed! Only the FTSE global all cap etf/funds fit exactly what i look for: I love the idea of being globally diversified and taking on the whole spectrum of risk in the stock market.
Equity Crowdfunding 10%
ROI: 35% (yippee!)
Risky, I know! This is the exciting, high octane, hobbyist part of my portfolio; e.g. Freetrade, Crowdcube, Thread stylings
Total bond market 5%
Emergency fund tbh
P2P lending 5%
love the risk-adjusted returns so far in this space. includes Ratesetter, Fundingcircle, Zopa, lendingworks.
Individual stocks 5%
ROI: -20% (what i get for trying to beat the market!)
I actually consider myself a very passive investor, so I try to gain exposure to under indexed Cos if that makes sense? e.g. Burford capital, Draper Esprit, Purplebricks)
Theoretical ROI: 9% (UK house price index)
Included as I would love to dip my toes in property for the sake of diversification and high yields,through being a homeowner or crowdfunding (e.g. Propertypartner). Being a homeowner is also perhaps the only opportunity a retail investor has to use leverage in a relatively safe way (especially given current interest rates). Unfortunately, homeownership and property crowdfunding both have too many challenges (high concentration risk and minimums vs tax inneficiency) at the moment for me!
So, How about yourselves?