Another newbie looking for guidance

First Time Investing šŸ£
1

Hello!

So, just looking for some advice/guidance/approval from more experienced investors.

Iā€™m currently able to invest around 100-150 a month. I began this all with a Ā£100ish initial investment, split across the following:

1 share (Ā£48 at time of buying) in Vanguardā€™s S&P500
1 share (Ā£26 at time of buying) in Vanguardā€™s FTSE100
0.01 share (Ā£25ish at time of buying) in Amazon (lol)

Iā€™m looking to split my investments on a 70/30 basis between ETFS and individual companies that I personally believe will do well in the future.

As it is, I plan on using ETFs as a ā€˜savings accountā€™ that will slowly increase in value over 5-10 years. The individual companies are more of a gamble and are just there to give me a little bit of a thrill! Obviously I intend not to lose out, but of Ā£100 invested, only Ā£30 of that will be split across whichever companies Iā€™m investing in. Most likely things like Amazon, Alphabet, AO etc.

So, I guess Iā€™m looking for a few things here:

  • Which ETFs should I invest in to create a nice, diversified ā€˜savingsā€™ pot?
  • Whatā€™s the best way to split the investments so that I can get a clean 70/30 distribution? I only ask because not all shares are fractional, so it really makes it a pain in the ass trying to split Ā£100 up when I am committed to spending Ā£48 on my S&P500 alone!
  • As Iā€™m in my mid-20s, should I be willing to take more risks or look at investing in stocks that pay more dividends? If so, which ones?
  • Any tips for small, individual companies that you believe may provide growth over the next year? Iā€™m specifically looking for cheaper stuff around the Ā£2-Ā£10 mark

I hope this all makes sense!

Thanks :slight_smile:

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